409 Decorah Ave, Decorah, IA 52101 Property Records

Winneshiek County property record for 409 Decorah Ave, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,484 sqft · built 1890
Lot Size	0.152 acres (6,625 sqft)
Owner	Company Name on File
Last Sale	$179,500 (Aug 2026)
Tax Bill	$3,574 (2026)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111530200400`

Property Details

APN / Parcel Number

Primary APN	`111530200400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,484 sqft Living Area
1st Floor Area	532 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,625 sqft (0.152 acres)
Lot Dimensions	125 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	409 DECORAH AVE
City	DECORAH
State	IA
Zip	52101-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 2 PARK ADD
Legal Range	08W
Legal Township	98N
Legal Section	15
Legal Subdivision	PARK ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1025
Census Tract	950200

Owner

409 Decorah Ave is owned by a company that bought it in August 2026 and is owner-occupied.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1715 249TH ST, DECORAH, IA 52101-7670
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit VIKING STATE BANK AND TRUST
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage KERNDT BROTHERS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	Sep 27, 2016 · Amount on File
Deed Document Number	20262094
Deed Book / Page	2026 / 2094
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 24, 2026
Property Address	409 DECORAH AVE, DECORAH, IA 52101-1423
Document Number	0000002094
Book / Page	2026 / 2094
Instrument Date	Aug 21, 2026
Instrument	20262094
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$28,926.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1715 249TH ST, DECORAH, IA 52101-7670

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 31, 2026
Property Address	409 DECORAH AVE, DECORAH, IA 52101-1423
Document Number	0000002167
Book / Page	2026 / 2167
Instrument Date	Aug 21, 2026
Instrument	20262167
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1715 249TH ST, DECORAH, IA 52101-7670

Mortgage

Document Number	0000002167,
Date	Aug 31, 2026
Book Page	2026/2167
Instrument	20262167

Lender

Name	VIKING STATE BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	409 DECORAH AVE, DECORAH, IA 52101-1423
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1844
Date	Jun 1, 2020
Book Page	2020/1844
Instrument	2020 1844

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 409 Decorah Ave was $3,574 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,574.00	$217,570 (-) Land $26,760 Building $190,810	$217,570 (-) Land $26,760 Building $190,810
2025	$3,574.00 (+6.05%) Homeowner's exemption	$217,570 Land $26,760 Building $190,810	$217,570 Land $26,760 Building $190,810
2024	$3,370.00
2023		$189,300 (+15.68%) Land $26,760 Building $162,540	$189,300 Land $26,760 Building $162,540
2022	$3,224.00 Homeowner's exemption	$163,640 Land $22,300 Building $141,340
2021			$163,640 Land $22,300 Building $141,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Decorah Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Decorah Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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