Collier County property record for 409 Cypress Way E, Naples, FL 34110
| Property Type | Single Family Home |
|---|---|
| Details | 2,381 sqft · built 1973 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Company Name on File |
| Last Sale | $950,000 (Aug 2025) |
| Tax Bill | $8,153 (2025) |
| Deeds & Mortgages | Mar 2021 Sale Apr 2019 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 534400 H 23A23 |
| Primary APN | 534400 H 23A23 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,381 sqft Living Area |
| 1st Floor Area | 2,381 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 14,375 sqft (0.33 acres) |
| Pool Area | 450 sqft |
| Deck Area | 956 sqft |
| Street Address | 409 CYPRESS WAY E |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34110-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 |
| Legal Description | PALM RIVER EST UNIT 5 BLK H LOT 2 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 23 |
| Legal Subdivision | PALM RIVER ESTATE UNIT 5 |
| Legal Tract | 534400 |
| Legal Block | H |
| Legal Lot Number | 2 |
| Legal Unit | 5 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10108 |
409 Cypress Way E is owned by a company that bought it in August 2025.
Source: Collier County records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 135 UNDERDOWN RD, ANN ARBOR, MI 48105-1078 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2021 | Warranty Deed, Transfer GULF COAST TITLE SERVICES, GULF COAST TITLE SVCS LLC |
| Apr 16, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FLORIDA INTEGRITY BANK |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Dec 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Apr 2, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2025 · Amount on File |
| Deed Sale | Aug 15, 2025 · Amount on File |
| Prior Sale | Mar 13, 2021 · Amount on File |
| Deed Document Number | 20256719044 |
| Deed Book / Page | 6499 / 761 |
| Prior Transfer Date | May 21, 2012 |
| Prior Transfer Doc | 0048000269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Mar 13, 2021 |
| Property Address | 409 CYPRESS WAY E, NAPLES, FL 34110-1107 |
| Document Number | 0059080044 |
| Book / Page | 5908 / 44 |
| Map Reference | MB 10 PG 92 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 6018040 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | GULF COAST TITLE SERVICES, GULF COAST TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $5,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23660 WALDEN CENTER DR # DR104, 23660, ESTERO, FL 34134-4977 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 409 CYPRESS WAY E, NAPLES, FL 34110-1107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056183896 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 5618/3896 |
| Instrument | 5699086 |
| Name | FIRST FLORIDA INTEGRITY BANK |
|---|---|
| Type | Bank |
| Address | NAPLES, FL 34101 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 10, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 409 CYPRESS WAY E, NAPLES, FL 34110-1107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Name | Verified Name |
|---|
| Document Number | 0058032971 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 5803/2971 |
| Instrument | 5910398 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Dec 15, 2020 |
| Property Address | 409 CYPRESS WAY E, NAPLES, FL 34110-1107 |
| Document Number | 0058601212 |
| Book / Page | 5860 / 1212 |
| Map Reference | MB 10 PG 92 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 5969593 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,515.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15940 OLD 41 N # N520, 15940, NAPLES, FL 34110-8511 |
| Name | Verified Name |
|---|---|
| Address | 409 CYPRESS WAY E, NAPLES, FL 34110-1107 |
| Document Number | 0058601214 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 5860/1214 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Apr 2, 2019 |
| Property Address | 409 CYPRESS WAY E, NAPLES, FL 34110-1107 |
| Document Number | 0056132931 |
| Book / Page | 005613 / 002931 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 5692157 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 CYPRESS WAY E NAPLES FL 341101107, NAPLES, FL 34110-1107 |
The 2025 property tax bill for 409 Cypress Way E was $8,153, down 8.6% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $739,730 (-5.25%) Land $440,244 Building $299,486 | $739,730 (-5.25%) Land $440,244 Building $299,486 | |
| 2025 | $8,153.00 (-8.65%) | $780,732 Land $440,244 Building $340,488 | $780,732 Land $440,244 Building $340,488 |
| 2024 | $8,925.00 (-4.48%) | ||
| 2023 | $9,344.00 (+9.11%) | $866,524 (+1%) | $883,153 (+12.11%) Land $461,546 Building $421,607 |
| 2022 | $8,564.00 | $787,749 Land $340,290 Building $447,459 | $787,749 Land $340,290 Building $447,459 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Cypress Way E in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 483 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 579 units insured incl. 96 condo units |
| Nearby Flood Claims | 106 (1980–2024) |
| Claims Outside the SFHA | 10 of 106 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Cypress Way E is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| CenturyLink Fiber | 1,000 / 1,000 |
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