409 Curtis Dr, Killeen, TX 76542 Property Records

Bell County property record for 409 Curtis Dr, Killeen, TX 76542

Property Summary

Property Type	Single Family Home
Details	1,760 sqft · built 2008
Lot Size	0.208 acres (9,074 sqft)
Owner	Individual Name on File
Tax Bill	$2,153 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0233965733`

Property Details

APN / Parcel Number

Primary APN	`0233965733`
Alternative APNs	`386639` `871484`

Interior

Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,074 sqft (0.208 acres)
Lot Dimensions	126 ft deep x 72 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	194 sqft

Location & Zoning

Account Number	871484
Street Address	409 CURTIS DR
City	KILLEEN
State	TX
Zip	76542-5577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPLAWN RANCH SUBDIVISION PHASE 1, BLOCK 001, LOT 0012
Legal Subdivision	SPLAWN RANCH SUBDIVISION PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	12
Jurisdiction	BELL TX
Township / Civil Division	SOUTHWEST BELL
Census Block Group	2
Census Block	2000
Census Tract	23302

Owner

409 Curtis Dr is owned and occupied by an individual who acquired it in June 2024.

Source: Bell County records, as of January 20, 2026

Owner of Record	Individual Name on File
Mailing Address	409 CURTIS DR, KILLEEN, TX 76542-5577
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · VA Mortgage PINNACLE FUNDING GROUP INC
Mar 7, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 7, 2024	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 4, 2023	Warranty Deed, Transfer OSN TEXAS, OSN TEXAS LLC
Oct 4, 2023	Warranty Deed, Transfer OSN TEXAS, OSN TEXAS LLC
Feb 13, 2020	Vendor's Lien, Transfer · VA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2024
Deed Sale	Jun 7, 2024
Prior Sale	Oct 4, 2023
Deed Document Number	2024024300
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	409 CURTIS DR, KILLEEN, TX 76542-5577
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	MCKNIGHT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CURTIS DR, KILLEEN, TX 76542-5577

Mortgage

Document Number	0000059457
Date	Dec 3, 2025
Instrument	2025059457

Lender

Name	PINNACLE FUNDING GROUP INC
Type	Mortgage Company
Address	MCKINNEY, TX 75072

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	409 CURTIS DR, KILLEEN, TX 76542-5577
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	TOWNSGATE CLOSING SVCS OF TX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010618
Date	Mar 7, 2025
Instrument	2025010618

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

June 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 7, 2024
Property Address	409 CURTIS DR, KILLEEN, TX 76542-5577
Document Number	0000024300
Map Reference	CAB D SL 123-C
Instrument Date	Jun 3, 2024
Instrument	2024024300
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, OSN TEXAS LLC PALANO BRANCH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CURTIS DR, KILLEEN, TX 76542-5577

Mortgage

Document Number	0000024301
Date	Jun 7, 2024
Instrument	2024024301

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Oct 4, 2023
Property Address	409 CURTIS DR, KILLEEN, TX 76542-5577
Document Number	0000044555
Map Reference	CAB D SL 123-C
Instrument Date	Sep 25, 2023
Instrument	2023044555
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	OSN TEXAS, OSN TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Oct 4, 2023
Property Address	409 CURTIS DR, KILLEEN, TX 76542-5577
Document Number	0000044555
Map Reference	CAB D SL 123-C
Instrument Date	Sep 25, 2023
Instrument	2023044555
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OSN TEXAS, OSN TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 13, 2020
Property Address	409 CURTIS DR, KILLEEN, TX 76542-5577
Document Number	0000007294
Map Reference	CAB D SL 123-C
Instrument Date	Feb 6, 2020
Instrument	2020-00007294
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CURTIS DR, KILLEEN, TX 76542-5577

Mortgage

Document Number	0000007293
Date	Feb 13, 2020
Instrument	2020-00007293

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Killeen City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$251,702 Land $46,000 Building $205,702	$251,702 Land $46,000 Building $205,702
2024	$2,153.00 (+7.76%)
2023	$1,998.00 (-33.42%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$258,072 Land $38,000 Building $220,072	$258,072 Land $38,000 Building $220,072
2022	$3,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Curtis Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Curtis Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KILLEEN serves 161,027 people · EPA ID TX0140006
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: AT&T, Nextlink, Verizon.

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