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409 Cunningham Ln, Clarksville, TN 37042 Property Records

Montgomery County property record for 409 Cunningham Ln, Clarksville, TN 37042 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,325 sqft · built 1971
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$55,000 (Aug 2001)
Tax Bill$1,496 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN43H A 27.00

Property Details

APN / Parcel Number

Primary APN43H A 27.00
Alternative APNs
  • 043H A 02700 000
  • 27306

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,325 sqft Living Area
1st Floor Area975 sqft
Basement Area700 sqft
Finished Basement350 sqft
Unfinished Basement350 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions154 ft deep x 55 ft wide
TerrainRolling
Garage TypeDetached
Garage Area960 sqft
DrivewayDriveway
Driveway Area690 sqft
PorchSlab
Porch Area20 sqft
Utility Building360 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address409 CUNNINGHAM LN
CityCLARKSVILLE
StateTN
Zip37042-5318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: BELLE FOREST BLOCK: 1 LOT: 30 C161-A-5 POLICE DOG. P/U DGU ADDITION T-03;PU UTL BLD T-12;UTL BLD ATTACHED TO DGU
Legal SubdivisionBELLE FOREST
Legal Block1
Legal Lot Number30
JurisdictionMONTGOMERY TN
Township / Civil Division11
Census Block Group2
Census Block2001
Census Tract101102

Owner

Source: Montgomery County records · APN 43H A 27.00

Assessment roll updated May 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 CUNNINGHAM LN, CLARKSVILLE, TN 37042-5318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 13, 2001 · Amount on Record
Deed SaleAug 13, 2001 · Amount on Record
Deed Book / Page799 / 2055
Record UpdatedJun 08, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TN
Property Address409 CUNNINGHAM LN, CLARKSVILLE, TN 37042-5318
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001108180
DateJan 10, 2017
Book Page1719/682
Instrument1108180
Lender
NameF & M BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term132 Months
DueJan 01, 2027

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated May 5, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMontgomery County
MunicipalityClarksville City
Unified School DistrictClarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,496.00$50,175 (-)$200,700 (-) Land $49,000 Building $151,700
2024$1,496.00 (+22.12%)$50,175 (+72.87%)$200,700 (+72.87%) Land $49,000 Building $151,700
2023$1,225.00$29,025 (-)
2022$1,225.00$29,025$116,100 Land $23,100 Building $93,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (47125C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471251011022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims16 (2009–2025)
Claims Outside the SFHA3 of 16
Most Recent ClaimApr 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 3 claims
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 347 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
CDE LightbandFiber1,000 / 1,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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