Henderson County property record for 409 Crestview Dr, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft · built 1952 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $152,500 (Dec 2024) |
| Tax Bill | $876 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Nov 2012 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-5-2-14 |
| Primary APN | 3-5-2-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Finished Area |
| Basement Area | 870 sqft |
| Unfinished Basement | 870 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 28218 |
|---|---|
| Street Address | 409 CRESTVIEW DR |
| City | HENDERSON |
| State | KY |
| Zip | 42420-2859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | NORTH SIDE SD |
| Legal Lot Number | 2 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20101 |
Source: Henderson County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6400 THORN RIDGE DR, HENDERSON, KY 42420-8748 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 14, 2025 | Deed of Trust, Mortgage · Line of Credit FIELD & MAIN BANK |
| Nov 14, 2012 | Deed of Trust, Mortgage OHIO VALLEY FINANCIAL GROUP |
| Jun 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK/KY |
| Jun 5, 2026 | Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK/KY |
| Jun 5, 2026 | Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK |
| Dec 13, 2024 | Deed, Transfer · Line of Credit FIELD & MAIN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on Record |
| Deed Sale | Dec 13, 2024 · Amount on Record |
| Prior Sale | Mar 17, 2005 · Amount on Record |
| Deed Document Number | 202411257 |
| Deed Book / Page | 680 / 161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 409 CRESTVIEW DR, HENDERSON, KY 42420-2859 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6400 THORN RIDGE DR, HENDERSON, KY 42420-8748 |
| Document Number | MT1467/760 |
|---|---|
| Date | Apr 14, 2025 |
| Book Page | MT1467/760 |
| Instrument | 2025003427 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Address | 140 N MAIN ST, HENDERSON, KY 42420 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 27, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 409 CRESTVIEW DR, HENDERSON, KY 42420-2859 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | MT1123/168 |
|---|---|
| Date | Nov 14, 2012 |
| Book Page | MT 1123/168 |
| Name | OHIO VALLEY FINANCIAL GROUP |
|---|---|
| Address | HENDERSON, KY 42420 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 8, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jun 5, 2026 |
| Property Address | 409 CRESTVIEW DR, HENDERSON, KY 42420-2859 |
| Document Number | 0000005522 |
| Book / Page | 1503 / 742 |
| Instrument Date | May 22, 2026 |
| Instrument | 20265522 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6400 THORN RIDGE DR, HENDERSON, KY 42420-8748 |
| Document Number | 0000005522, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 1503/742 |
| Instrument | 20265522 |
| Name | INDEPENDENCE BANK/KY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 22, 2031 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jun 5, 2026 |
| Property Address | 409 CRESTVIEW DR, HENDERSON, KY 42420-2859 |
| Document Number | 0000005521 |
| Book / Page | 691 / 434 |
| Instrument Date | May 22, 2026 |
| Instrument | 20265521 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6400 THORN RIDGE DR, HENDERSON, KY 42420-8748 |
| Document Number | 0000005522, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20265522 |
| Name | INDEPENDENCE BANK/KY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 22, 2031 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jun 5, 2026 |
| Property Address | 409 CRESTVIEW DR, HENDERSON, KY 42420-2859 |
| Document Number | 0RE691/434 |
| Book / Page | 691 / 434 |
| Instrument Date | May 22, 2026 |
| Instrument | 20265521 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6400 THORN RIDGE DR, HENDERSON, KY 42420-8748 |
| Document Number | 0000005522, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20265522 |
| Name | INDEPENDENCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 22, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Dec 13, 2024 |
| Property Address | 409 CRESTVIEW DR, HENDERSON, KY 42420-2859 |
| Document Number | 0RE680/161 |
| Book / Page | RE680 / 161 |
| Map Reference | MB 136 PG 462 |
| Instrument Date | Dec 12, 2024 |
| Instrument | 2024011257 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6400 THORN RIDGE DR, HENDERSON, KY 42420-8748 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6400 THORN RIDGE DR, HENDERSON, KY 42420-8748 |
| Document Number | MT1459/921 |
|---|---|
| Date | Dec 13, 2024 |
| Book Page | MT1459/921 |
| Instrument | 2024011258 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Address | 140 N MAIN ST, HENDERSON, KY 42420 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 12, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Henderson County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $876.00 (-0.79%) | $79,000 (-) | $79,000 (-) |
| 2023 | $883.00 (+0.91%) | $79,000 (-) | $79,000 (-) |
| 2022 | $875.00 | $79,000 | $79,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 100 / 20 |
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