Lake County property record for 409 Crescent Dr, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,120 sqft · built 1940 |
| Lot Size | 0.39 acres (17,006 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,100,000 (Sep 2025) |
| Tax Bill | $16,996 (2024) |
| Deeds & Mortgages | May 2025 Mortgage Sep 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-21-404-002 |
| Primary APN | 12-21-404-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,120 sqft Living Area |
| Gross Area | 2,691 sqft |
| 1st Floor Area | 1,325 sqft |
| Upper Floors Area | 795 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 17,006 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 153 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Water Source | Commercial |
| Street Address | 409 CRESCENT DR |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGES OF LAKE BLUFFRAVINE FOREST; LOT 46 |
| Legal Subdivision | VILLAGES OF LAKE BLUFFRAVINE FOREST |
| Legal Lot Number | 46 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 863300 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 CRESCENT DR, LAKE BLUFF, IL 60044-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 7, 2025 | Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA |
| Sep 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Mar 18, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jan 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEY MORTGAGE SERVICES INC |
| Dec 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC |
| Sep 21, 2017 | Intrafamily Transfer, Transfer · ARM DIAMOND RESIDENTIAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Mar 18, 2024 · Amount on Record |
| Deed Document Number | 20258123783 |
| Prior Transfer Date | Jul 5, 2006 |
| Prior Transfer Doc | 0006022866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 409 CRESCENT DR, LAKE BLUFF, IL 60044-2707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0008096860 |
|---|---|
| Date | May 7, 2025 |
| Instrument | 8096860 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 25, 2025 |
| Property Address | 409 CRESCENT DR, LAKE BLUFF, IL 60044-2707 |
| Document Number | 0008123783 |
| Map Reference | DOC 223346 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 8123783 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | UNKNOWN, CT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 CRESCENT DR, LAKE BLUFF, IL 60044-2707 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 409 CRESCENT DR, LAKE BLUFF, IL 60044-2707 |
| Document Number | 0008123784 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 8123784 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 12.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 18, 2024 |
| Property Address | 409 CRESCENT DR, LAKE BLUFF, IL 60044-2707 |
| Document Number | 0008024946 |
| Map Reference | MB L PG 70 |
| Instrument Date | Mar 15, 2024 |
| Instrument | 8024946 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | CT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 CRESCENT DR, LAKE BLUFF, IL 60044-2707 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 409 CRESCENT DR, LAKE BLUFF, IL 60044-2707 |
| Document Number | 0008024947 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 8024947 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate | 7.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 409 CRESCENT DR, LAKE BLUFF, IL 60044-2707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BAIRD & WARNER TTL SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0007625025 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 7625025 |
| Name | KEY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | SCHAUMBURG, IL 60173 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Dec 5, 2018 |
| Property Address | 409 CRESCENT DR, LAKE BLUFF, IL 60044-2707 |
| Document Number | 0007529711 |
| Map Reference | DOC223346 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 7529711 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 409 CRESCENT DR, LAKE BLUFF, IL 60044-2707 |
| Document Number | 0007529712 |
|---|---|
| Date | Dec 5, 2018 |
| Instrument | 7529712 |
| Name | KEY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 21, 2017 |
| Property Address | 409 CRESCENT DR, LAKE BLUFF, IL 60044-2707 |
| Document Number | 0007429139 |
| Map Reference | MB L PG 70 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 7429139 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 CRESCENT DR, LAKE BLUFF, IL 60044-2707 |
| Document Number | 0007429140 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 7429140 |
| Name | DIAMOND RESIDENTIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Oct 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Margin | 4 |
| Max Rate | 11.6% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $264,624 (+3.79%) Land $162,024 Building $102,600 | $793,952 (+3.79%) Land $486,121 Building $307,831 | |
| 2024 | $16,996.00 (+12.53%) | $254,961 (+11.73%) Land $156,108 Building $98,853 | $764,960 (+11.73%) Land $468,371 Building $296,589 |
| 2023 | $15,104.00 (+3.62%) | $228,186 (+3.95%) Land $139,714 Building $88,472 | $684,627 (+3.95%) Land $419,184 Building $265,443 |
| 2022 | $14,576.00 | $219,520 Land $134,408 Building $85,112 | $658,626 Land $403,264 Building $255,362 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures