Eaton County property record for 409 Cottage St, Olivet, MI 49076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,764 sqft · built 2000 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jul 2012) |
| Tax Bill | $3,527 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 60004060185000 |
| Primary APN | 60004060185000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 184 ft deep x 120 ft wide |
| Garage Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 COTTAGE ST |
|---|---|
| City | OLIVET |
| State | MI |
| Zip | 49076-9761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 185. ASSESSORS PLAT NO. THREE CITY OF OLIVET |
| Legal Subdivision | ASSESSORS PLAT #3 |
| Legal Lot Number | 185 |
| Jurisdiction | EATON MI |
| Township / Civil Division | OLIVET |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21100 |
Source: Eaton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 COTTAGE ST, OLIVET, MI 49076-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2012 · Amount on Record |
| Deed Sale | Jul 12, 2012 · Amount on Record |
| Deed Book / Page | 2402 / 1218 |
| Record Updated | Oct 29, 2026 |
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Olivet City |
| Unified School District | Olivet Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,800 (+41.34%) | $215,912 (+27.37%) Land $52,285 Building $163,627 | |
| 2025 | $3,527.00 (+10.98%) | ||
| 2023 | $84,759 | $169,518 | |
| 2022 | $3,178.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVET serves 1,758 people · EPA ID MI0004990 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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