409 Cornelia St, Joliet, IL 60435 Property Records

Will County property record for 409 Cornelia St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	3 bd · 840 sqft · built 1925
Lot Size	0.15 acres (6,320 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jan 2026)
Tax Bill	$7,716 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-08-228-018`

Property Details

APN / Parcel Number

Primary APN	`30-07-08-228-018`
Alternative APN	`07082280180000`

Interior

Bedrooms	3 Beds
Stories	2 Stories
Building Area	840 sqft
Gross Area	1,680 sqft
Basement Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	6,320 sqft (0.15 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	409 CORNELIA ST
City	JOLIET
State	IL
Zip	60435-6037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 INI ROOSEVELT PLACE A SUB OF PRT OF THE NE1/4 OF SEC 8, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	08
Legal Subdivision	ROOSEVELT PLACE
Legal Lot Number	56
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	3
Census Block	3014
Census Tract	881700

Owner

Source: Will County assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	904 CATON AVE, JOLIET, IL 60435-5908
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF OTTAWA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Aug 27, 2003 · Amount on Record
Deed Document Number	20264036
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 21, 2026
Property Address	409 CORNELIA ST, JOLIET, IL 60435-6037
Document Number	0000004036
Map Reference	MB 13 PG 72DOC262453
Instrument Date	Dec 26, 2025
Instrument	R2026004036
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CORNELIA ST, JOLIET, IL 60435-6037

Mortgage

Document Number	0000004037
Date	Jan 21, 2026
Instrument	R2026004037

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.97%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.9%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.9%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	409 CORNELIA ST, JOLIET, IL 60435-6037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE GUARANTRY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041929
Date	Jun 2, 2020
Instrument	R2020041929

Lender

Name	THE FIRST NATIONAL BANK OF OTTAWA
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,716.00 (+5.61%)
2024	$7,306.00 (+12.16%)	$95,233 (+24.42%) Land $16,511 Building $78,722	$285,699 (+24.42%) Land $49,533 Building $236,166
2022	$6,514.00 Homeowner's exemption	$76,539 Land $13,270 Building $63,269	$229,617 Land $39,810 Building $189,807

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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