Midland County property record for 409 Copper Leaf Ct, Midland, MI 48642
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,623 sqft · built 2019 |
| Lot Size | 0.165 acres (7,199 sqft) |
| Owner | Company Name on File |
| Last Sale | $443,650 (Jul 2021) |
| Tax Bill | $7,891 (2025) |
| Deeds & Mortgages | Sep 2020 Construction Loan Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-28-40-614 |
| Primary APN | 11-28-40-614 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,623 sqft Living Area |
| 1st Floor Area | 1,623 sqft |
| Basement Area | 1,623 sqft |
| Unfinished Basement | 1,623 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Lot Area | 7,199 sqft (0.165 acres) |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 COPPER LEAF CT |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48642-8121 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RA-4 |
| Legal Description | UNIT 14 COPPER LEAF CONDOMINIUMS |
| Legal Subdivision | COPPER LEAF CONDOMINIUM |
| Legal Unit | 14 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 291104 |
Source: Midland County records · APN 11-28-40-614
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 409 COPPER LEAF CT, MIDLAND, MI 48642-8121 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 03, 2020 | Deed of Trust, Mortgage · Construction Mortgage FRANKENMUTH CU |
| Jul 14, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2021 · Amount on Record |
| Deed Sale | Jul 14, 2021 · Amount on Record |
| Deed Book / Page | 1647 / 1069 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 409 COPPER LEAF CT, MIDLAND, MI 48642-8121 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 604, FREELAND, MI 48623-0604 |
| Document Number | 001637/184 |
|---|---|
| Date | Sep 03, 2020 |
| Book Page | 1637/184 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jul 14, 2021 |
| Property Address | 409 COPPER LEAF CT, MIDLAND, MI 48642-8121 |
| Document Number | 01647/1069 |
| Book / Page | 1647 / 1069 |
| Instrument Date | Jul 12, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 604, FREELAND, MI 48623-0604 |
| Name | Verified Name |
|---|---|
| Address | 3401 APPLEWOOD RD, MIDLAND, MI 48640-2667 |
| Document Number | 0016471071 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 1647/1071 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
Source: Midland County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,700 | $437,400 | |
| 2025 | $7,891.00 |
Source: FEMA National Flood Hazard Layer as of February 3, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 28 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MIDLAND serves 42,547 people |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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