Kern County property record for 409 Copinsay Ct, Bakersfield, CA 93312
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,569 sqft · built 2005 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Oct 2012) |
| Tax Bill | $5,805 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2022 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | 500-541-10-00-8 |
| Primary APN | 500-541-10-00-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,569 sqft Living Area |
| Gross Area | 3,824 sqft |
| 1st Floor Area | 2,569 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Porch |
| Porch Area | 763 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 500541107 |
|---|---|
| Street Address | 409 COPINSAY CT |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93312-7023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 6128 , BLOCK UN4, LOT 10 |
| Legal Tract | 6128 |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | KERN CA |
| Township / Civil Division | ROSEDALE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 3820 |
Source: Kern County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 COPINSAY CT, BAKERSFIELD, CA 93312-7023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC |
| Aug 25, 2022 | Deed of Trust, Mortgage · Line of Credit STRATA CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2012 · Amount on Record |
| Deed Sale | Oct 19, 2012 · Amount on Record |
| Prior Sale | Sep 19, 2008 · Amount on Record |
| Deed Document Number | 2012148994 |
| Last Transfer Date | Apr 22, 2015 |
| Transfer Doc | 0000051457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 409 COPINSAY CT, BAKERSFIELD, CA 93312-7023 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 409 COPINSAY CT, BAKERSFIELD, CA 93312-7023 |
| Document Number | 0000127284 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 220127284 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 409 COPINSAY CT, BAKERSFIELD, CA 93312-7023 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 409 COPINSAY CT, BAKERSFIELD, CA 93312-7023 |
| Document Number | 0000132637 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 222132637 |
| Name | STRATA CREDIT UNION |
|---|---|
| Address | BAKERSFIELD, CA 93301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Secondary School District | Kern High School District (09 - 12) |
| Elementary School District | Rosedale Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $456,988 (+2%) Land $100,479 Building $356,509 | |
| 2025 | $5,805.00 (+3.22%) Homeowner's exemption | $448,028 (+4.04%) Land $98,509 Building $349,519 |
| 2023 | $5,624.00 (-4.58%) Homeowner's exemption | $430,633 Land $94,685 Building $335,948 |
| 2022 | $5,894.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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