409 Cooper Lake Dr, Georgetown, TX 78633 Property Records

Williamson County property record for 409 Cooper Lake Dr, Georgetown, TX 78633

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,888 sqft · built 2008
Lot Size	0.252 acres (10,972 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (May 2012)
Tax Bill	$2,057 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R-20-9931-4201-0026`

Property Details

APN / Parcel Number

Primary APN	`R-20-9931-4201-0026`
Alternative APNs	`R487750` `291186`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,888 sqft Living Area
Gross Area	2,173 sqft
1st Floor Area	1,888 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stone
Roof Type	Hip
Lot Area	10,972 sqft (0.252 acres)
Garage Area	555 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	142 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R20993142010026
Street Address	409 COOPER LAKE DR
City	GEORGETOWN
State	TX
Zip	78633-5356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S9420 - SUN CITY GEORGETOWN NEIGHBORHOOD 42 PUD, BLOCK 1, LOT 26
Legal Subdivision	SUN CITY GEORGETOWN NEIGHBORHOOD 42 PUD
Legal Block	1
Legal Lot Number	26
Jurisdiction	WILLIAMSON TX
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3019
Census Tract	20203

Owner

409 Cooper Lake Dr is owned and occupied by two individuals who bought it in May 2012.

Source: Williamson County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 COOPER LAKE DR, GEORGETOWN, TX 78633-5356
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2012 · Amount on File
Deed Sale	May 18, 2012 · Amount on File
Prior Sale	Jun 2, 2008
Deed Document Number	201237106
Prior Transfer Date	May 17, 2012
Prior Transfer Doc	0000037106
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	409 COOPER LAKE DR, GEORGETOWN, TX 78633-5356
Transaction Type	Mortgage
Record Updated	Nov 10, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123035
Date	Oct 31, 2022
Instrument	2022123035

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 409 Cooper Lake Dr was $2,057 with a homeowner's exemption.

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Georgetown City
County	Williamson County
Unified School District	Georgetown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,057.00 Homeowner's exemption Senior Citizen's exemption	$434,062 Land $114,000 Building $320,062	$434,062 Land $114,000 Building $320,062
2023	$2,907.00 (-40.16%) Homeowner's exemption Senior Citizen's exemption	$490,997 Land $110,000 Building $380,997	$490,997 Land $110,000 Building $380,997
2022	$4,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Cooper Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Cooper Lake Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
VTX Communications Fixed Wireless	400 / 50
Western Broadband Fixed Wireless	200 / 40

May also be available: AT&T, SOS Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cooper Lake Dr

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