LaSalle County property record for 409 Congress St, Ottawa, IL 61350
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,294 sqft · built 1926 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,861 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-12-300-002 |
| Primary APN | 21-12-300-002 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,294 sqft Total Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 409 CONGRESS ST |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-3013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN'S ADD, LT 5 BLK 15 (EX S6') SEC 12-33-3 |
| Legal Range | 03 |
| Legal Township | 33 |
| Legal Section | 12 |
| Legal Subdivision | GREENS ADD |
| Legal Block | 15 |
| Legal Lot Number | 5 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | OTTAWA |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 962300 |
409 Congress St is owned and occupied by two individuals.
Source: LaSalle County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 CONGRESS ST, OTTAWA, IL 61350-3013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa City |
| Elementary School District | Ottawa Elementary School District 141 (PK - 08) |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,861.00 (+9.65%) | $69,426 (+23.3%) Land $8,032 Building $61,394 | $208,278 (+23.3%) Land $24,096 Building $184,182 |
| 2024 | $5,345.00 | ||
| 2023 | $56,305 (+10.18%) Land $6,514 Building $49,791 | $168,915 (+10.18%) Land $19,542 Building $149,373 | |
| 2022 | $51,103 Land $10,312 Building $40,791 | $153,309 Land $30,936 Building $122,373 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Congress St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 38 (1979–2020) |
| Claims Outside the SFHA | 13 of 38 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Congress St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA serves 18,097 people · EPA ID IL0990800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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