409 Commerce St, Frankston, TX 75763 Property Records

Anderson County property record for 409 Commerce St, Frankston, TX 75763

Property Summary

Property Type	Single Family Home
Details	1,788 sqft · built 2005
Lot Size	0.479 acres (20,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,927 (Nov 2022)
Tax Bill	$5,022 (2026)
Deeds & Mortgages	Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0023-0729-1500-0000`

Property Details

APN / Parcel Number

Primary APN	`0023-0729-1500-0000`
Alternative APNs	`R0012861` `R12861` `12861`

Interior

Building Area	1,788 sqft Total Area
1st Floor Area	1,788 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Lot Area	20,865 sqft (0.479 acres)
Lot Dimensions	208 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	506 sqft
Porch	Porch
Porch Area	203 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	409 COMMERCE ST
City	FRANKSTON
State	TX
Zip	75763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0023 FERGUSON, JOSEPH BLOCK 729 TRACT 15
Legal Subdivision	JOSEPH FERGUSON
Legal Tract	15
Legal Block	729
Jurisdiction	ANDERSON TX
Township / Civil Division	FRANKSTON
Census Block Group	1
Census Block	1045
Census Tract	950100

Owner

Source: Anderson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 CHAMPION ST, JACKSONVILLE, TX 75766-9302
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Apr 28, 2005
Deed Document Number	20227090
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TX
Property Address	409 S COMMERCE ST, FRANKSTON, TX 75763-3526
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020227091
Date	Nov 1, 2022
Instrument	2022-7091

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Anderson County
Municipality	Frankston Town
Unified School District	Frankston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,022.00 (+0.32%)	$266,786 (+0.32%) Land $13,800 Building $252,986	$266,786 (+0.32%) Land $13,800 Building $252,986
2025	$5,006.00 (+2.52%)	$265,946 (%) Land $13,800 Building $252,146	$265,946 (%) Land $13,800 Building $252,146
2023		$265,952 Land $13,800 Building $252,152	$265,952 Land $13,800 Building $252,152
2022	$4,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKSTON DOWNTOWN PLANT serves 1,896 people · EPA ID TX0010002
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20