409 Commerce St, Albemarle, NC 28001 Property Records

Stanly County property record for 409 Commerce St, Albemarle, NC 28001

Property Summary

Property Type	Auto Repair, Garage
Details	2 ba · 6,250 sqft · built 2003
Lot Size	0.939 acres (40,946 sqft)
Owner	Individual Name on File
Tax Bill	$2,743 (2023)
Flood Zone	Zone X (minimal risk)
APN	`653804704031`

Property Details

APN / Parcel Number

Primary APN	`653804704031`
Alternative APNs	`36244` `36517`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	6,250 sqft Finished Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2003
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Type	Bowstring Truss
Roof Material	Metal
Lot Area	40,946 sqft (0.939 acres)
Terrain	Low

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Account Number	36517
Street Address	409 COMMERCE ST
City	ALBEMARLE
State	NC
Zip	28001-5767
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	LID
Legal Description	BLDG 409 A/B COMMERCE ST LOT 3 653804004
Legal Subdivision	STANLY COUNTY FARM BUREAU
Legal Lot Number	3
Jurisdiction	STANLY NC
Township / Civil Division	SOUTH ALBEMARLE
Census Block Group	3
Census Block	3028
Census Tract	931202

Owner

Source: Stanly County assessment roll, APN 653804704031, as of January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 FREEDOM DR, ALBEMARLE, NC 28001-6228
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 01, 2011
Deed Sale	Jan 01, 2011
Deed Document Number	0000920357
Record Updated	Jun 07, 2026

Tax Assessment & Valuation

Source: Stanly County assessment roll as of January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,743.00	$224,900 Land $87,138 Building $137,762	$224,900 Land $87,138 Building $137,762

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), as of May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 99 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Uniti Group.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0184010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ALBEMARLE serves 17,506 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.