409 Columbus St, Bakersfield, CA 93305 Property Records

Kern County property record for 409 Columbus St, Bakersfield, CA 93305

Property Summary

Property Type	Duplex
Details	5 bd · 1 ba · 2,140 sqft · built 1945
Lot Size	0.157 acres (6,854 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Oct 2019)
Tax Bill	$4,742 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`125-040-04-00-4`

Property Details

APN / Parcel Number

Primary APN	`125-040-04-00-4`
Alternative APNs	`125-040-04-8` `1250400400` `12504004`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
Gross Area	1,204 sqft
1st Floor Area	844 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	6,854 sqft (0.157 acres)
Garage Type	Carport
Carport	Carport
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	125040048
Street Address	409 COLUMBUS ST
City	BAKERSFIELD
State	CA
Zip	93305-1805
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	CITY KEITH , BLOCK 5 , LOT 1112
Legal Subdivision	KEITH ADDITION
Legal Block	5
Legal Lot Number	1112
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1004
Census Tract	1401

Owner

409 Columbus St, a duplex, is owned and occupied by an individual who bought it in October 2019.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	409 COLUMBUS ST, BAKERSFIELD, CA 93305-1805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 17, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on File
Deed Sale	Oct 17, 2019 · Amount on File
Prior Sale	Jun 30, 1998 · Amount on File
Deed Document Number	2019136688
Prior Transfer Date	Mar 13, 1996
Prior Transfer Doc	0000034322
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	409 COLUMBUS ST, BAKERSFIELD, CA 93305-1805
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 COLUMBUS ST, BAKERSFIELD, CA 93305-1805

Mortgage

Document Number	0000148886
Date	Aug 6, 2021
Instrument	221148886

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Nov 1, 2049

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Oct 17, 2019
Property Address	409 COLUMBUS ST, BAKERSFIELD, CA 93305-1805
Document Number	0000136688
Instrument Date	Sep 23, 2019
Instrument	219136688
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 COLUMBUS ST, BAKERSFIELD, CA 93305-1805

Mortgage

Document Number	0000136689
Date	Oct 17, 2019
Instrument	219136689

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 409 Columbus St was $4,742.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$245,408 (+2%) Land $44,617 Building $200,791
2025	$4,742.00	$240,597 Land $43,743 Building $196,854
2023	$4,503.00 (+5.46%)	$231,257 Land $42,046 Building $189,211
2022	$4,270.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 409 Columbus St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Columbus St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, Verizon.

Nearby Properties on Columbus St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures