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409 Collins St, Ormond Beach, FL 32174 Property Records

Volusia County property record for 409 Collins St, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1982
Square Footage999 sqft Living Area
Lot Size7,500 sqft (0.172 acres)
OccupancyOwner Occupied
Last Sale$265,000 (2026)
Tax Bill$1,560.00 (2025)

Property Details

APN / Parcel Number

Primary APN4242-66-00-0190
Alternative APNs
  • 32144266000190
  • 42143266000190
  • 3208471.0
  • 3208471

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area999 sqft Living Area
Gross Area1,376 sqft Gross Area
1st Floor999 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1982
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,500 sqft (0.172 acres)
Depth X Width100 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area377 sqft Garage
Deck Area288 sqft Deck
Porch Area377 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3208471
Street Address409 COLLINS ST
CityORMOND BEACH
StateFL
Zip32174-6908
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 19 ORMOND RIDGE ESTATES MB 29 PG 121 PER OR 5274 PGS 0007-0008 PER OR 7695 PG 0431
Legal Range32E
Legal Township14S
Legal Section42
Legal SubdivisionORMOND RIDGE ESTATES MB
Legal Tract66
Legal Lot Number19
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup1
Census Block1007
Census Tract80803

Owner

Source: Volusia County records · APN 4242-66-00-0190

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 COLLINS ST, ORMOND BEACH, FL 32174-6908
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Mar 11, 2025Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Mar 17, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 21, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
May 16, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2026 · Amount on Record
Deed SaleMar 17, 2026 · Amount on Record
Prior SaleMay 16, 2019 · Amount on Record
Deed Doc Number202647088
Deed Book / Page8827 / 717
Record RefreshedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address409 COLLINS ST, ORMOND BEACH, FL 32174-6908
Transaction TypeMortgage
Record UpdatedApr 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 COLLINS ST, ORMOND BEACH, FL 32174-6908

Mortgage

Document Number0080191184
DateApr 05, 2021
Book Page8019/1184
Instrument2021-074123
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Address80054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address409 COLLINS ST, ORMOND BEACH, FL 32174-6908
Transaction TypeMortgage
Record UpdatedApr 17, 2026
Title CompanyREALTY PRO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 COLLINS ST, ORMOND BEACH, FL 32174-6908

Mortgage

Document Number0086751392
DateMar 11, 2025
Book Page8675/1392
Instrument2025044641
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2055

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMar 17, 2026
Property Address409 COLLINS ST, ORMOND BEACH, FL 32174-6908
Document Number0088270717
Book / Page8827 / 717
Map ReferenceMB 29 PG 121
Instrument DateMar 13, 2026
Instrument2026047088
Transaction TypeTransfer
Record UpdatedApr 17, 2026
Title CompanyREALTY PRO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14 SEA BOARD CT, PALM COAST, FL 32164-5575

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 COLLINS ST, ORMOND BEACH, FL 32174-6908

Mortgage

Document Number0008827719
DateMar 17, 2026
Instrument8827/719
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address409 COLLINS ST, ORMOND BEACH, FL 32174-6908
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0078181287
DateFeb 21, 2020
Book Page7818/1287
Instrument2020-037662
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMay 16, 2019
Property Address409 COLLINS ST, ORMOND BEACH, FL 32174-6908
Document Number0076950431
Book / Page7695 / 0431
Map ReferenceMB 29 PG 121
Instrument DateMay 13, 2019
Instrument2019-096476
Transaction TypeTransfer
Record UpdatedJan 04, 2022
Title CompanySOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,032.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3548 BEAVER BRANCH, 3548, NORCROSS, GA 30071

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 COLLINS ST, ORMOND BEACH, FL 32174-6908

Mortgage

Document Number2019096477
DateMay 16, 2019
Instrument2019-096477
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$138,442 (+0.46%)$169,702 (-2.9%) Land $28,875 Building $140,827
2025$1,560.00 (+17.12%) Homeowner's exemption$137,809 (+11.74%)$174,771 (+15.87%) Land $28,875 Building $145,896
2023$1,332.00 (+4.14%) Homeowner's exemption$123,333 (+3%)$150,839 (+8.76%) Land $27,000 Building $123,839
2022$1,279.00 Homeowner's exemption$119,741$138,696 Land $24,375 Building $114,321

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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