409 College St, Sumner, GA 31789 Property Records

Worth County property record for 409 College St, Sumner, GA 31789

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,194 sqft · built 1905
Lot Size1.24 acres (54,014 sqft)
OwnerIndividual Name on File
Tax Bill$1,122 (2025)
Deeds & MortgagesSep 2018 Mortgage
Feb 2018 Sale
Flood ZoneZone X (minimal risk)
APNSM030-032-000

Property Details

APN / Parcel Number

Primary APNSM030-032-000
Alternative APN
  • 9696

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,194 sqft Heated Area
1st Floor Area1,194 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1991
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialMetal
Lot Area54,014 sqft (1.24 acres)
Lot Dimensions220 ft deep x 245 ft wide
Garage TypeCarport
Garage Area320 sqft
CarportCarport
Carport Area320 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area366 sqft
Storage Building48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number9696
Street Address409 COLLEGE ST
CitySUMNER
StateGA
Zip31789-4752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 5 & 6 BLK 81
Legal Block81
Legal Lot Number5,6
JurisdictionWORTH GA
Township / Civil DivisionPOULAN
Census Block Group4
Census Block4033
Census Tract950400

Owner

409 College St is owned and occupied by an individual who acquired it in March 2015.

Source: Worth County records, as of February 20, 2026

Owner of RecordIndividual Name on File
Mailing Address409 COLLEGE ST, SUMNER, GA 31789-4752
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2018Deed of Trust, Mortgage · FHA Mortgage
SUNTRUST BANK
Feb 23, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 17, 2015
Transfer Doc000983/285
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORTH GA
Property Address409 COLLEGE ST, SUMNER, GA 31789-4752
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 COLLEGE ST, SUMNER, GA 31789-4752

Mortgage

Document Number0000001082/0000000179
DateSep 4, 2018
Book Page0000001082/0000000179
Lender
NameSUNTRUST BANK
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2048

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWORTH GA
Recording DateFeb 23, 2018
Property Address409 COLLEGE ST, SUMNER, GA 31789-4752
Document Number001066/322
Book / Page1066 / 322
Instrument DateFeb 23, 2018
Instrument2018-000125
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1940 N BARN WAY, TALLAHASSEE, FL 32317-9555

Tax Assessment & Valuation

The 2025 property tax bill for 409 College St was $1,122 with a homeowner's exemption.

Source: Worth County assessment roll, as of February 20, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyWorth County
MunicipalitySumner Town
Unified School DistrictWorth County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,122.00 Homeowner's exemption$42,672 Land $6,272 Building $36,400$106,681 Land $15,680 Building $91,001
2023$634.00$18,346 (-) Land $5,488 Building $12,858$45,864 (-) Land $13,720 Building $32,144
2022$634.00$18,346 Land $5,488 Building $12,858$45,864 Land $13,720 Building $32,144

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 College St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 College St is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMNER
serves 662 people · EPA ID GA3210002
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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