409 Cole Ln, Midlothian, TX 76065 Property Records

Ellis County property record for 409 Cole Ln, Midlothian, TX 76065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,173 sqft · built 2022
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$428,925 (Mar 2022)
Tax Bill$7,051 (2025)
Deeds & MortgagesNov 2022 Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR274132

Property Details

APN / Parcel Number

Primary APNR274132
Alternative APNs
  • 54641100101900108
  • 274132

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,173 sqft Living Area
Gross Area2,981 sqft
1st Floor Area1,651 sqft
2nd Floor Area522 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address409 COLE LN
CityMIDLOTHIAN
StateTX
Zip76065-2490
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 BLK 1 MIDTOWNE PH 7 0.11 AC
Legal SubdivisionMIDTOWNE PH 7
Legal Block1
Legal Lot Number19
JurisdictionELLIS TX
Township / Civil DivisionMIDLOTHIAN
Census Block Group3
Census Block3009
Census Tract60801

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 COLE LN, MIDLOTHIAN, TX 76065-2490
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 18, 2022Vendor's Lien, Transfer · Stand-Alone First Mortgage
FIRST FINANCIAL BANK NA
Nov 20, 2020Warranty Deed, Transfer
CAPITAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2022 · Amount on Record
Deed SaleMar 18, 2022 · Amount on Record
Deed Document Number202211091
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELLIS TX
Property Address409 COLE LN, MIDLOTHIAN, TX 76065-2490
Transaction TypeMortgage
Record UpdatedDec 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002243938
DateNov 22, 2022
Instrument2243938
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

March 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionELLIS TX
Recording DateMar 18, 2022
Property Address409 COLE LN, MIDLOTHIAN, TX 76065-2490
Document Number0002211091
Map ReferenceCAB J SL 518
Instrument DateMar 14, 2022
Instrument2211091
Transaction TypeTransfer
Record UpdatedDec 4, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 COLE LN, MIDLOTHIAN, TX 76065-2490

Mortgage

Document Number0002211092
DateMar 18, 2022
Instrument2211092
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term12 Months
DueMar 13, 2023

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELLIS TX
Recording DateNov 20, 2020
Property Address409 COLE LN, MIDLOTHIAN, TX 76065-2490
Document Number0000042951
Instrument DateNov 18, 2020
Instrument42951
Transaction TypeTransfer
Record UpdatedDec 10, 2020
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5021 PLAINVIEW RD MIDLOTHIAN TX 760656320, MIDLOTHIAN, TX 76065-6320

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateTexas
CountyEllis County
MunicipalityMidlothian City
Unified School DistrictMidlothian Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$489,546 (-10.01%) Land $80,000 Building $409,546$489,546 (-10.01%) Land $80,000 Building $409,546
2025$7,051.00 (-14.18%) Homeowner's exemption Senior Citizen's exemption$543,990 (+0.74%) Land $100,000 Building $443,990$543,990 (+0.74%) Land $100,000 Building $443,990
2024$8,216.00
2023$540,000 Land $87,500 Building $452,500$540,000 Land $87,500 Building $452,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2000–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLOTHIAN
serves 27,699 people · EPA ID TX0700005
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Nov 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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