Franklin City property record for 409 Cobb St, Franklin, VA 23851
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,104 sqft · built 1954 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,071 (2026) |
| APN | 137 096 A 22 |
| Primary APN | 137 096 A 22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 1,246 sqft |
| 1st Floor Area | 984 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,494 sqft (0.195 acres) |
| Lot Dimensions | 170 ft deep x 50 ft wide |
| Terrain | Wooded |
| Porch | Slab |
| Porch Area | 142 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1478 |
|---|---|
| Street Address | 409 COBB ST |
| City | FRANKLIN |
| State | VA |
| Zip | 23851-2517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 22 BLK A COBB ST 137-(096)-BLK A-22 |
| Legal Block | A-22 |
| Legal Lot Number | 22 |
| Jurisdiction | FRANKLIN CITY VA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 90200 |
409 Cobb St, a single family home, is owned by an individual.
Source: Franklin City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 WASHINGTON ST, FRANKLIN, VA 23851-2149 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 409 Cobb St was $1,071, up 31.3% from the year before.
Source: Franklin City assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Franklin City |
| Unified School District | Franklin City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,071.00 (+31.25%) | $104,020 (+31.17%) Land $16,500 Building $87,520 | $104,020 (+31.17%) Land $16,500 Building $87,520 |
| 2025 | $816.00 | $79,300 Land $16,500 Building $62,800 | $79,300 Land $16,500 Building $62,800 |
| 2023 | $51,400 Land $9,400 Building $42,000 | $51,400 Land $9,400 Building $42,000 | |
| 2019 | $358.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 409 Cobb St; there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2003–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Cobb St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FRANKLIN serves 9,000 people · EPA ID VA3620350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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