409 Coachlight Trl, Rockwall, TX 75087 Property Records

Rockwall County property record for 409 Coachlight Trl, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	2,962 sqft · built 1985
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,277 (2025)
Deeds & Mortgages	Jul 2026 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3890000A0A13000R`

Property Details

APN / Parcel Number

Primary APN	`3890000A0A13000R`
Alternative APNs	`R17172` `17172`

Interior

Stories	1 Story
Building Area	2,962 sqft Living Area
Gross Area	2,983 sqft
1st Floor Area	2,962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	10,367 sqft (0.238 acres)
Lot Dimensions	115 ft deep x 90 ft wide

Exterior Amenities

Porch	Covered Porch
Porch Area	21 sqft
Patio Area	196 sqft
Storage Building	120 sqft

Location & Zoning

Street Address	409 COACHLIGHT TRL
City	ROCKWALL
State	TX
Zip	75087-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	HIGHLAND HILLS, BLOCK A, LOT A13
Legal Subdivision	HIGHLAND HILLS
Legal Block	A
Legal Lot Number	A13
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	3
Census Block	3020
Census Tract	40101

Owner

Source: Rockwall County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 COACHLIGHT TRL, ROCKWALL, TX 75087-2806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 29, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 30, 2026
Transfer Doc	0000014581
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jul 30, 2026
Property Address	409 COACHLIGHT TRL, ROCKWALL, TX 75087-2806
Document Number	0000014581
Instrument Date	Jul 30, 2026
Instrument	202614581
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 N BELL AVE, DENTON, TX 76209-2007

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	409 COACHLIGHT TRL, ROCKWALL, TX 75087-2806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022309
Date	Sep 24, 2020
Instrument	20200000022309

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	409 COACHLIGHT TRL, ROCKWALL, TX 75087-2806
Document Number	0000002088
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 COACHLIGHT TRL ROCKWALL TX 750872806, ROCKWALL, TX 75087-2806

Mortgage

Document Number	0000002088
Date	Feb 5, 2018
Instrument	2088

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,268 (+6.19%) Land $181,500 Building $219,768	$401,268 (-7.42%) Land $181,500 Building $219,768
2025	$1,277.00 (-35.76%) Homeowner's exemption Senior Citizen's exemption	$377,884 (-12.74%)	$433,437 (+0.09%) Land $192,000 Building $241,437
2024	$1,988.00 (-0.2%)
2023	$1,992.00 (-44.12%) Homeowner's exemption Senior Citizen's exemption	$433,043 Land $195,000 Building $238,043	$433,043 Land $195,000 Building $238,043
2021	$3,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications, Nextlink, Novos Fiber, Verizon.

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