Onslow County property record for 409 Clyde Dr, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1960 |
| Lot Size | 0.497 acres (21,658 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $108,000 (Oct 2018) |
| Tax Bill | $1,688 (2026) |
| Deeds & Mortgages | Jan 2026 Sale Apr 2024 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 406-182 |
| Primary APN | 406-182 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,658 sqft (0.497 acres) |
| Lot Dimensions | 285 ft deep x 76 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 490028534 |
|---|---|
| Street Address | 409 CLYDE DR |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-4409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-7 |
| Legal Description | L18 S2 BT NORTHWOODS |
| Legal Subdivision | NORTHWOODS 2 MAP #14 |
| Legal Block | T |
| Legal Lot Number | 18 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1400 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 CLYDE DR, JACKSONVILLE, NC 28540-4409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jan 28, 2026 | Warranty Deed, Transfer |
| Apr 24, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 26, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 15, 2018 | Warranty Deed, Transfer · FHA Mortgage ALPHA MORTGAGE CORP |
| Dec 15, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2018 · Amount on Record |
| Deed Sale | Oct 15, 2018 · Amount on Record |
| Prior Sale | Dec 15, 2017 · Amount on Record |
| Deed Book / Page | 4848 / 195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jan 28, 2026 |
| Property Address | 409 CLYDE DR, JACKSONVILLE, NC 28540-4409 |
| Document Number | 0065160943 |
| Book / Page | 6516 / 943 |
| Map Reference | MB 6 PG 26 |
| Instrument Date | Jan 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 ELMHURST RD, WILMINGTON, NC 28411-9145 |
| Name | Verified Name |
|---|---|
| Address | 409 CLYDE DR, JACKSONVILLE, NC 28540-4409 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 409 CLYDE DR, JACKSONVILLE, NC 28540-4409 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO |
| Name | Verified Name |
|---|---|
| Address | 409 CLYDE DR, JACKSONVILLE, NC 28540-4409 |
| Document Number | 0061370160 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 6137/160 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 409 CLYDE DR, JACKSONVILLE, NC 28540-4409 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 409 CLYDE DR, JACKSONVILLE, NC 28540-4409 |
| Document Number | 0058760860 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 5876/860 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 409 CLYDE DR, JACKSONVILLE, NC 28540-4409 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0053680907 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 5368/907 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 409 CLYDE DR, JACKSONVILLE, NC 28540-4409 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 409 CLYDE DR, JACKSONVILLE, NC 28540-4409 |
| Document Number | 0057330893 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 5733/893 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Oct 15, 2018 |
| Property Address | 409 CLYDE DR, JACKSONVILLE, NC 28540-4409 |
| Document Number | 0048480195 |
| Book / Page | 4848 / 195 |
| Map Reference | MB6 PG26 |
| Instrument Date | Sep 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $216.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 918 NOCONIA PL, 918, FUQUAY VARINA, NC 27526-5513 |
| Name | Verified Name |
|---|---|
| Address | 409 CLYDE DR, JACKSONVILLE, NC 28540-4409 |
| Document Number | 0004848198 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 4848/198 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 15, 2017 |
| Property Address | 409 CLYDE DR, JACKSONVILLE, NC 28540-4409 |
| Document Number | 0047140965 |
| Book / Page | 004714 / 000965 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $64.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 918 NOCONIA PL FUQUAY VARINA NC 275265513, FUQUAY VARINA, NC 27526-5513 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Jacksonville City |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,688.00 (+2.37%) | $177,558 (+35.12%) Land $60,000 Building $117,558 | $177,558 (+35.12%) Land $60,000 Building $117,558 |
| 2025 | $1,649.00 | $131,409 (-) Land $40,000 Building $91,409 | $131,409 (-) Land $40,000 Building $91,409 |
| 2023 | $1,649.00 | $131,409 Land $40,000 Building $91,409 | $131,409 Land $40,000 Building $91,409 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1999–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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