409 Cloverleaf Blvd, Deltona, FL 32725 Property Records

Volusia County property record for 409 Cloverleaf Blvd, Deltona, FL 32725

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,658 sqft · built 2015
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Mar 2016)
Tax Bill	$2,053 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-22-25-0200`

Property Details

APN / Parcel Number

Primary APN	`8130-22-25-0200`
Alternative APNs	`31183022250200` `30183122250200` `2715332.0` `2715332`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,658 sqft Living Area
Gross Area	2,147 sqft
1st Floor Area	1,658 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2017
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2715332
Street Address	409 CLOVERLEAF BLVD
City	DELTONA
State	FL
Zip	32725-6968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 20 BLK 622 DELTONA LAKES UNIT 22 MB 27 PGS 11-15 INC PER OR 4126 PG 0992 PER OR 6119 PGS 2359-2360 PER OR 7048 PG 2999 PER OR 7048 PGS 3009-3010 PER OR 7229 PG 0645 PER OR 8802 PG 1733
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	22
Legal Block	622
Legal Lot Number	20
Legal Unit	22
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	4
Census Block	4000
Census Tract	91018

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 CLOVERLEAF BLVD, DELTONA, FL 32725-6968
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2016 · Amount on File
Deed Sale	Mar 16, 2016 · Amount on File
Prior Sale	Oct 30, 2014 · Amount on File
Deed Document Number	201647466
Deed Book / Page	7229 / 645
Last Transfer Date	Jan 13, 2026
Transfer Doc	0000006296
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	409 CLOVERLEAF BLVD, DELTONA, FL 32725-6968
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CLOVERLEAF BLVD, DELTONA, FL 32725-6968

Mortgage

Document Number	0082281331
Date	Mar 30, 2022
Book Page	8228/1331
Instrument	2022073491

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,274 (+2.7%)	$299,427 (-10.1%) Land $60,000 Building $239,427
2025	$2,053.00 (-23.42%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$166,772 (+5.99%)	$333,069 (+7.09%) Land $60,000 Building $273,069
2024	$2,681.00 (+4.24%)
2023	$2,572.00 (+1.3%) Homeowner's exemption	$157,352 (+3%)	$311,024 (+1.61%) Land $48,608 Building $262,416
2022	$2,539.00 Homeowner's exemption	$152,769	$306,093 Land $34,104 Building $271,989

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20