409 Clement Rd, West Memphis, AR 72301 Property Records

Crittenden County property record for 409 Clement Rd, West Memphis, AR 72301

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,196 sqft · built 1985
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (May 2019)
Tax Bill	$1,892 (2026)
Deeds & Mortgages	May 2026 Line of Credit May 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`25174.0`

Property Details

APN / Parcel Number

Primary APN	`25174.0`
Alternative APNs	`379004000000` `26912`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,196 sqft Living Area
1st Floor Area	1,496 sqft
Upper Floors Area	700 sqft
Utility Area	70 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	140 ft deep x 88 ft wide
Garage Type	Carport
Garage Area	456 sqft
Carport	Carport
Carport Area	456 sqft
Driveway	Concrete Driveway
Driveway Area	2,064 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	69 sqft
Porch	Slab
Porch Area	420 sqft
Patio Area	575 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	409 CLEMENT RD
City	WEST MEMPHIS
State	AR
Zip	72301-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT BK 2 PGS 547 & 548
Legal Range	08
Legal Township	06
Legal Section	11
Legal Subdivision	RICHLAND 3RD
Legal Block	4
Legal Lot Number	2
Jurisdiction	CRITTENDEN AR
Township / Civil Division	MISSISSIPPI
Census Block Group	2
Census Block	2017
Census Tract	30202

Owner

409 Clement Rd is owned and occupied by two individuals who bought it in May 2019.

Source: Crittenden County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 CLEMENT RD, WEST MEMPHIS, AR 72301-2813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
May 14, 2019	Warranty Deed, Transfer · FHA Mortgage EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019 · Amount on File
Deed Sale	May 14, 2019 · Amount on File
Prior Sale	Aug 11, 2011 · Amount on File
Deed Document Number	20192115
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRITTENDEN AR
Recording Date	May 20, 2026
Property Address	409 CLEMENT RD, WEST MEMPHIS, AR 72301-2813
Document Number	0000002162
Instrument Date	May 14, 2026
Instrument	20262162
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCOMMODATION/COURTESY RECOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CLEMENT RD, WEST MEMPHIS, AR 72301-2813

Mortgage

Document Number	0000002162,
Date	May 20, 2026
Instrument	20262162

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Rate	6.3%
Max Rate	-1%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRITTENDEN AR
Recording Date	May 14, 2019
Property Address	409 CLEMENT RD, WEST MEMPHIS, AR 72301-2813
Document Number	0201902115
Instrument Date	May 13, 2019
Instrument	2019-02115
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 PEARCE ST, WEST MEMPHIS, AR 72301-2928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CLEMENT RD, WEST MEMPHIS, AR 72301-2813

Mortgage

Document Number	0201902116
Date	May 14, 2019
Instrument	2019-02116

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 409 Clement Rd was $1,892 with a homeowner's exemption, up 34.7% from the year before.

Source: Crittenden County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Crittenden County
Municipality	West Memphis City
Unified School District	West Memphis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,892.00 (+34.66%) Homeowner's exemption	$55,447 (-) Land $5,000 Building $50,447	$277,235 (-) Land $25,000 Building $252,235
2025	$1,405.00 Homeowner's exemption	$55,447 Land $5,000 Building $50,447	$277,235 Land $25,000 Building $252,235
2023	$1,465.00 Homeowner's exemption	$39,400 Land $5,000 Building $34,400	$197,000 Land $25,000 Building $172,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Clement Rd in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1981–1987)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Clement Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.5% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST MEMPHIS WATERWORKS serves 24,419 people · EPA ID AR0000156
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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