Mobile County property record for 409 Clay St, Mobile, AL 36603
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,265 sqft · built 1966 |
| Lot Size | 0.095 acres (4,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $24,000 (Aug 2020) |
| Tax Bill | $502 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R022906400004138 |
| Primary APN | R022906400004138 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,265 sqft Living Area |
| 1st Floor Area | 1,265 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,136 sqft (0.095 acres) |
| Lot Dimensions | 105 ft deep x 40 ft wide |
| Garage Type | Carport |
| Garage Area | 250 sqft |
| Carport | Carport |
| Carport Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 741380 |
|---|---|
| Street Address | 409 CLAY ST |
| City | MOBILE |
| State | AL |
| Zip | 36603-5218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 67 CAMP GROUND TRT MBK 1 P 12 #SEC 40 T4S R1W #MP29 06 40 0 004 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 40 |
| Legal Subdivision | CAMP GROUND |
| Legal Block | 67 |
| Legal Lot Number | 4 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 401 |
409 Clay St is owned by two individuals who bought it in August 2020.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3952 BYRONELL CT, MOBILE, AL 36693-5502 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit ALABAMA CU |
| Aug 6, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2020 · Amount on File |
| Deed Sale | Aug 6, 2020 · Amount on File |
| Deed Document Number | 202047166 |
| Prior Transfer Date | Sep 3, 2008 |
| Prior Transfer Doc | 0000065036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 409 CLAY ST, MOBILE, AL 36603-5218 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000022216 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 2023022216 |
| Name | ALABAMA CU |
|---|---|
| Type | Credit Union |
| Address | TUSCALOOSA, AL 35401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Aug 6, 2020 |
| Property Address | 409 CLAY ST, MOBILE, AL 36603-5218 |
| Document Number | 0000047166 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 47166 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $24.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1900 HICKORY KNOT CT MOBILE AL 366093581, MOBILE, AL 36609-3581 |
The 2025 property tax bill for 409 Clay St was $502, up 6.6% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $502.00 (+6.58%) | $7,900 (+8.82%) Land $800 Building $7,100 | $39,500 (+8.82%) Land $4,000 Building $35,500 |
| 2024 | $471.00 (-12.62%) | $7,260 (-12.95%) Land $800 Building $6,460 | $36,300 (-12.95%) Land $4,000 Building $32,300 |
| 2023 | $539.00 | $8,340 Land $820 Building $7,520 | $41,700 Land $4,100 Building $37,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Clay St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–2005) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2005 · Hurricane Katrina |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Clay St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.2% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures