409 Clay St, Malvern, OH 44644 Property Records

Carroll County property record for 409 Clay St, Malvern, OH 44644

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1972
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,083 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-0000443.000`

Property Details

APN / Parcel Number

Primary APN	`07-0000443.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1986
Construction Type	Frame
Roof Material	Shingle
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	12 ft deep x 5 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Deck Area	144 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	409 CLAY ST
City	MALVERN
State	OH
Zip	44644-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 ROBBINS
Legal Subdivision	ROBBINS ALLOTMENT
Legal Lot Number	33
Jurisdiction	CARROLL OH
Township / Civil Division	BROWN
Census Block Group	2
Census Block	2011
Census Tract	720300

Owner

409 Clay St is owned and occupied by an individual who acquired it in April 2019.

Source: Carroll County records, as of May 15, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 627, MALVERN, OH 44644-0627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 10, 2019	Transfer on Death Deed, Transfer
Jan 4, 2019	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 26, 2019
Transfer Doc	133/4108
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL OH
Property Address	409 CLAY ST, MALVERN, OH 44644-9778
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00159/3071
Date	May 8, 2023
Book Page	159/3071
Instrument	202300001912

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2038

May 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARROLL OH
Recording Date	May 10, 2019
Property Address	409 CLAY ST, MALVERN, OH 44644-9778
Document Number	133/4108
Book / Page	133 / 4108
Instrument Date	Apr 26, 2019
Instrument	201900001554
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2019: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CARROLL OH
Recording Date	Jan 4, 2019
Property Address	409 CLAY ST, MALVERN, OH 44644-9778
Document Number	132/0951
Book / Page	132 / 0951
Instrument Date	Dec 18, 2018
Instrument	201900000033
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CLAY ST, MALVERN, OH 44644-9778

Tax Assessment & Valuation

The 2025 property tax bill for 409 Clay St was $1,083 with a homeowner's exemption, up 18.2% from the year before.

Source: Carroll County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Carroll County
County Subdivision	Brown Township
Municipality	Malvern Village
Unified School District	Brown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,083.00 (+18.23%)	$27,970 (+42.7%) Land $3,970 Building $24,000	$79,910 Land $11,350 Building $68,560
2024	$916.00 (+0.44%)	$19,600 (-) Land $3,570 Building $16,030
2023	$912.00	$19,600 Land $3,570 Building $16,030
2022			$56,000 Land $10,190 Building $45,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Clay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2004–2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Clay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALVERN VILLAGE PWS serves 1,200 people · EPA ID OH1000112
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Aug 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Smart Way Communications Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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