409 Circle Dr, Ripley, OH 45167 Property Records

Brown County property record for 409 Circle Dr, Ripley, OH 45167 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,137 sqft · built 1958
Lot Size	0.457 acres (19,907 sqft)
Owner	Individual Name on File
Last Sale	$63,000 (Aug 2020)
Tax Bill	$830 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`027651-5`

Property Details

APN / Parcel Number

Primary APN	`027651-5`
Alternative APN	`41-080312-00-00`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area
1st Floor Area	768 sqft
Attic	Attic
Attic Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Flooring	Wood

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Roof Material	Asphalt
Lot Area	19,907 sqft (0.457 acres)
Terrain	Below Road/Slope
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	027651-5
Street Address	409 CIRCLE DR
City	RIPLEY
State	OH
Zip	45167-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 418 .457 ACRES
Legal Subdivision	J POAGES MILITARY SURVEY #418
Jurisdiction	BROWN OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3035
Census Tract	951700

Owner

Source: Brown County records · APN 027651-5

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 CIRCLE DR, RIPLEY, OH 45167-1331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 05, 2020	Warranty Deed, Transfer · Conventional Mortgage RIVERHILLS BANK
Jul 28, 2017	Loan Modification, Mortgage · Line of Credit NATIONAL BK/ADAMS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 05, 2020 · Amount on Record
Deed Sale	Aug 05, 2020 · Amount on Record
Prior Sale	Apr 26, 2007 · Amount on Record
Deed Document Number	20204173
Deed Book / Page	502 / 3870
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN OH
Recording Date	Aug 05, 2020
Property Address	409 CIRCLE DR, RIPLEY, OH 45167-1331
Document Number	0000004173
Book / Page	502 / 3870
Instrument Date	Jul 27, 2020
Instrument	202000004173
Transaction Type	Transfer
Record Updated	Apr 07, 2022
Title Company	PRIORITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CIRCLE DR, RIPLEY, OH 45167-1331

Mortgage

Document Number	0000004174
Date	Aug 05, 2020
Instrument	202000004174

Lender

Name	RIVERHILLS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2035

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BROWN OH
Property Address	409 CIRCLE DR, RIPLEY, OH 45167-1331
Document Number	0000004108
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7213 HICKORY HILLS DR ASHLAND KY 411029792, ASHLAND, KY 41102-9792

Mortgage

Document Number	0000004108
Date	Aug 02, 2017
Book Page	000473/001756
Instrument	4108

Lender

Name	NATIONAL BK/ADAMS
Type	Bank
Address	WEST UNION, OH 45693

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 01, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brown County records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Union Township
Municipality	Ripley Village
Unified School District	Ripley-Union-Lewis-Huntington Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$830.00	$25,270 (-) Land $1,840 Building $23,430
2024	$830.00 (+18.91%)	$25,270 (+33.28%) Land $1,840 Building $23,430	$72,220 (+33.35%) Land $5,270 Building $66,950
2023	$698.00	$18,960 (-) Land $1,510 Building $17,450
2022	$698.00	$18,960 Land $1,510 Building $17,450
2021			$54,160 Land $4,310 Building $49,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brown County (39015C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390159517003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1978–2025)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Apr 2025, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, Mar 1997 · 11 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 103 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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