409 Circle Dr, Fort Morgan, CO 80701 Property Records

Morgan County property record for 409 Circle Dr, Fort Morgan, CO 80701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,343 sqft · built 1956
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$204,000 (Oct 2025)
Tax Bill	$1,021 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1229-071-53-001`

Property Details

APN / Parcel Number

Primary APN	`1229-071-53-001`
Alternative APNs	`122907115018` `R005352`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,343 sqft Total Area
1st Floor Area	851 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 CIRCLE DR
City	FORT MORGAN
State	CO
Zip	80701-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD SHERMAN PARK REPLAT BLK 1 LTS 19-22 FM BLOCK 01 LOT 19
Legal Subdivision	SHERMAN PARK
Legal Block	1
Legal Lot Number	19
Jurisdiction	MORGAN CO
Township / Civil Division	FORT MORGAN
Census Block Group	4
Census Block	4004
Census Tract	600

Owner

409 Circle Dr is owned and occupied by an individual who bought it in October 2025.

Source: Morgan County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	409 CIRCLE DR, FORT MORGAN, CO 80701-3417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 12, 2024	Intrafamily Transfer, Transfer
Oct 14, 2025	Re-recorded Document

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on File
Deed Sale	Oct 14, 2025 · Amount on File
Deed Document Number	2025958720
Prior Transfer Date	Mar 12, 2024
Prior Transfer Doc	0000950375
Record Updated	Sep 20, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Oct 14, 2025
Property Address	409 CIRCLE DR, FORT MORGAN, CO 80701-3417
Document Number	0000958720
Instrument Date	Oct 9, 2025
Instrument	958720
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	NCT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CIRCLE DR, FORT MORGAN, CO 80701-3417

Mortgage

Document Number	0000958721
Date	Oct 14, 2025
Instrument	958721

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN CO
Recording Date	Mar 12, 2024
Property Address	409 CIRCLE DR, FORT MORGAN, CO 80701-3417
Document Number	0000950375
Instrument Date	Mar 12, 2024
Instrument	950375
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 CIRCLE DR, FORT MORGAN, CO 80701-3417

October 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MORGAN CO
Recording Date	Oct 14, 2025
Property Address	409 CIRCLE DR, FORT MORGAN, CO 80701-3417
Document Number	0000958719
Instrument Date	Mar 12, 2024
Instrument	958719
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 CIRCLE DR, FORT MORGAN, CO 80701-3417

Tax Assessment & Valuation

The 2025 property tax bill for 409 Circle Dr was $1,021, up 190.9% from the year before.

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Municipality	Fort Morgan City
Unified School District	Fort Morgan School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,021.00 (+190.88%)	$12,130 (+38.15%) Land $2,230 Building $9,900	$194,010 (+47.99%) Land $35,600 Building $158,410
2024	$351.00 (-1.4%)	$8,780 (-29.59%) Land $1,680 Building $7,100	$131,100 (-29.55%) Land $25,080 Building $106,020
2023	$356.00 (-53.1%)	$12,470 (+34.67%) Land $2,390 Building $10,080	$186,100 (+39.82%) Land $35,600 Building $150,500
2022	$759.00	$9,260 Land $2,340 Building $6,920	$133,100 Land $33,600 Building $99,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT MORGAN serves 12,000 people · EPA ID CO0144005
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Viaero Wireless.

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