Humboldt County property record for 409 Church St, Scotia, CA 95565
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Jul 2020) |
| Tax Bill | $2,727 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 205-411-045-000 |
| Primary APN | 205-411-045-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,405 sqft (0.17 acres) |
|---|
| Street Address | 409 CHURCH ST |
|---|---|
| City | SCOTIA |
| State | CA |
| Zip | 95565-9715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 80 TR649 TOWN OF SCOTIA PH 1 BK25/MAPS PG54-65 |
| Legal Tract | 649 |
| Legal Block | 4 |
| Legal Lot Number | 80 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | GARBERVILLE |
| Census Block Group | 4 |
| Census Block | 4049 |
| Census Tract | 11100 |
409 Church St is owned by two individuals who bought it in July 2020.
Source: Humboldt County records, as of August 25, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 827, ARCATA, CA 95518-0827 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2020 | Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Sep 8, 2017 | Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on File |
| Deed Sale | Jul 23, 2020 · Amount on File |
| Prior Sale | Jun 7, 2018 · Amount on File |
| Deed Document Number | 202012267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Jul 23, 2020 |
| Property Address | 409 CHURCH ST, SCOTIA, CA 95565 |
| Document Number | 0000012267 |
| Map Reference | MB 25 PG 54-65 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 2020-012267 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 409 CHURCH ST, SCOTIA, CA 95565 |
| Document Number | 0000012268 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 2020-012268 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Sep 8, 2017 |
| Property Address | 409 CHURCH ST, SCOTIA, CA 95565 |
| Document Number | 0000016398 |
| Map Reference | MB 25 PG 54-65 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 2017-016398 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | FIDELITY NATIONAL TITLE COMP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX, SCOTIA, CA 95565 |
| Document Number | 0000016399 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | 2017-016399 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 409 Church St was $2,727, up 4.8% from the year before.
Source: Humboldt County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Secondary School District | Fortuna Union High School District (09 - 12) |
| Elementary School District | Scotia Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,727.00 (+4.76%) | $254,370 Land $97,418 Building $156,952 |
| 2024 | $2,603.00 (+1.6%) | |
| 2023 | $2,562.00 (+0.87%) | $244,494 Land $93,636 Building $150,858 |
| 2022 | $2,540.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 409 Church St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1986–1997) |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Church St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA CSD private · serves 681 people · EPA ID CA1210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Mar 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Coliform assessment Jun 2019 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| 101Netlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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