409 Church St, Jackson, CA 95642 Property Records

Amador County property record for 409 Church St, Jackson, CA 95642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,298 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$376,000 (May 2021)
Tax Bill	$4,043 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-173-007-000`

Property Details

APN / Parcel Number

Primary APN	`020-173-007-000`
Alternative APN	`2017300700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	1,298 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1974
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	409 CHURCH ST
City	JACKSON
State	CA
Zip	95642-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	LOT 53 BLK 6 HAMILTONS SUBD
Legal Subdivision	HAMILTONS SUBD
Legal Block	6
Legal Lot Number	53
Jurisdiction	AMADOR CA
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2017
Census Tract	401

Owner

409 Church St is owned and occupied by two individuals who bought it in May 2021.

Source: Amador County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 CHURCH ST, JACKSON, CA 95642-2104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Prior Sale	Sep 24, 2004 · Amount on File
Deed Document Number	20215825
Prior Transfer Date	Jul 7, 2011
Prior Transfer Doc	0000006101
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	May 14, 2021
Property Address	409 CHURCH ST, JACKSON, CA 95642-2104
Document Number	0000005825
Map Reference	MB 2 PG 3
Instrument Date	May 6, 2021
Instrument	2021-0005825
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 CHURCH ST, JACKSON, CA 95642-2104

Mortgage

Document Number	0000005826
Date	May 14, 2021
Instrument	2021-0005826

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 409 Church St was $4,043 with a homeowner's exemption.

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Jackson City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,132 (+2%) Land $99,366 Building $315,766
2025	$4,043.00 Homeowner's exemption	$406,993 Land $97,418 Building $309,575
2024			$399,780
2023	$3,888.00 (+1.94%) Homeowner's exemption	$391,190 Land $93,636 Building $297,554
2022	$3,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Church St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1982–2017)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Feb 2017 · Flooding
Claims by Event	Flooding, Feb 2017 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Church St is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 5,079 people · EPA ID CA0310001
Water Source	Purchased surface water from AWA, TANNER
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	Corrosion control Oct 2009
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Volcano Vision.

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