409 Chestnut St, Dresden, OH 43821 Property Records

Muskingum County property record for 409 Chestnut St, Dresden, OH 43821

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,224 sqft · built 1901
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Jan 2023)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-10-16-05-000`

Property Details

APN / Parcel Number

Primary APN	`33-10-16-05-000`
Alternative APN	`039055-9`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	840 sqft
Attic	Attic
Attic Area	480 sqft
Basement Area	240 sqft
Unfinished Basement	192 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Raised
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	132 ft deep x 58 ft wide
Garage Area	1,168 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	116 sqft
Deck Area	50 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	039055-9
Street Address	409 CHESTNUT ST
City	DRESDEN
State	OH
Zip	43821-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 10-11 GEORGE FORD'S ADD PT LOT 38 WOODBRIDGE'S ADD 0.176A
Legal Subdivision	WOODBRIDGE ADD
Legal Lot Number	10-11
Jurisdiction	MUSKINGUM OH
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4012
Census Tract	911100

Owner

409 Chestnut St is owned and occupied by an individual who bought it in January 2023.

Source: Muskingum County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	409 CHESTNUT ST, DRESDEN, OH 43821-9407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Oct 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK
Oct 4, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2023 · Amount on File
Deed Sale	Jan 9, 2023 · Amount on File
Prior Sale	Jun 23, 1999 · Amount on File
Deed Document Number	2023306
Deed Book / Page	3122 / 195
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKINGUM OH
Recording Date	Jan 9, 2023
Property Address	409 CHESTNUT ST, DRESDEN, OH 43821-9407
Document Number	003122/195
Book / Page	3122 / 195
Map Reference	MB A-O PG 133
Instrument Date	Dec 29, 2022
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CHESTNUT ST, DRESDEN, OH 43821-9407

Mortgage

Document Number	0003122199
Date	Jan 9, 2023
Instrument	3122/199

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Mortgage

Document Number	003122/215
Date	Jan 9, 2023
Book Page	3122/215

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	409 CHESTNUT ST, DRESDEN, OH 43821-9407
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003108/311
Date	Oct 17, 2022
Book Page	3108/311

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	10-Year TN
Max Rate	12.3%

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKINGUM OH
Recording Date	Oct 4, 2022
Property Address	409 CHESTNUT ST, DRESDEN, OH 43821-9407
Document Number	003106/376
Book / Page	3106 / 376
Map Reference	MB K PG 803
Instrument Date	Sep 30, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	409 CHESTNUT ST, DRESDEN, OH 43821-9407

Tax Assessment & Valuation

The 2025 property tax bill for 409 Chestnut St was $1,685.

Source: Muskingum County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Muskingum County
County Subdivision	Jefferson Township
Municipality	Dresden Village
Unified School District	Tri-Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,685.00	$44,975 Land $3,850 Building $41,125
2024			$128,500 Land $11,000 Building $117,500
2023	$1,305.00	$29,190 Land $2,940 Building $26,250
2021			$83,400 Land $8,400 Building $75,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Chestnut St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2026)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRESDEN PWS private · serves 2,000 people · EPA ID OH6000212
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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