Preble County property record for 409 Chestnut Dr, Eaton, OH 45320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,053 sqft · built 1986 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,548 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M40-0006-086-08-007-000 |
| Primary APN | M40-0006-086-08-007-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,053 sqft Living Area |
| 1st Floor Area | 1,053 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 108 ft deep x 42 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Deck Area | 336 sqft |
| Patio Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 409 CHESTNUT DR |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-9352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2741 MAPLEWOOD ESTATES SUBD SEC 5 |
| Legal Subdivision | MAPLEWOOD ESTATES SUBD SEC 5 |
| Legal Lot Number | 2741 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | EATON |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 455001 |
409 Chestnut Dr is owned and occupied by two individuals who acquired it in November 2022.
Source: Preble County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 CHESTNUT DR, EATON, OH 45320-9352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2024 | Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA |
| Nov 9, 2022 | Survivorship Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2022 |
| Deed Sale | Nov 9, 2022 |
| Prior Sale | Feb 23, 2004 · Amount on File |
| Deed Document Number | 20225685 |
| Deed Book / Page | 440 / 1644 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 409 CHESTNUT DR, EATON, OH 45320-9352 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 409 CHESTNUT DR, EATON, OH 45320-9352 |
| Document Number | 000452/208 |
|---|---|
| Date | Jan 5, 2024 |
| Book Page | 452/208 |
| Instrument | 202400000042 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Dec 1, 2063 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Nov 9, 2022 |
| Property Address | 409 CHESTNUT DR, EATON, OH 45320-9352 |
| Document Number | 00440/1644 |
| Book / Page | 440 / 1644 |
| Map Reference | MB 12 PG 53 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 202200005685 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | ALL POINTS TITLE AND CLOSING INC, ALL POINTS TITLE & CLOSING |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 409 CHESTNUT DR, EATON, OH 45320-9352 |
| Document Number | 202200005686 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 202200005686 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2025 property tax bill for 409 Chestnut Dr was $1,548 with a homeowner's exemption, up 1.3% from the year before.
Source: Preble County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| Municipality | Eaton City |
| Unified School District | Eaton Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,548.00 (+1.31%) Homeowner's exemption | $42,770 (-) Land $5,600 Building $37,170 | |
| 2024 | $1,528.00 (-14.3%) Homeowner's exemption | $42,770 (-) Land $5,600 Building $37,170 | |
| 2023 | $1,783.00 (+47.48%) Homeowner's exemption | $42,770 (+55.47%) Land $5,600 Building $37,170 | $122,200 Land $16,000 Building $106,200 |
| 2022 | $1,209.00 Homeowner's exemption | $27,510 Land $4,060 Building $23,450 | |
| 2020 | $122,200 Land $16,000 Building $106,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Chestnut Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Chestnut Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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