409 Chester Ave, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 409 Chester Ave, Annapolis, MD 21403

Property Summary

Property TypeCommercial Vacant Land
Details1 ba · 1,188 sqft
Lot Size0.265 acres (11,555 sqft)
OwnerCompany Name on Record
Tax Bill$18,359 (2024)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone AE (high risk)
APN06-000-08187200

Property Details

APN / Parcel Number

Primary APN06-000-08187200
Alternative APNs
  • 6-000-08187200
  • 00008187200

Interior

Full Baths1 Bath
Units26 Units
Stories2 Stories
Building Area1,188 sqft Gross Area
1st Floor Area540 sqft

Exterior

Architectural StyleConventional
Construction TypeFrame
Lot Area11,555 sqft (0.265 acres)
View / LotWaterfront
PorchEnclosed Porch
Porch Area204 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00008187200
Street Address409 CHESTER AVE
CityANNAPOLIS
StateMD
Zip21403-3204
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeWME
Legal DescriptionLT 4 VILLAGE OF EASTPORT
Legal SubdivisionVILLAGE OF EASTPORT
Legal Block3
Legal Lot Number4
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3007
Census Tract706302

Owner

Source: Anne Arundel County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address409 CHESTER AVE, ANNAPOLIS, MD 21403-3204
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 10, 2015
Transfer Doc0281550268
Record UpdatedJun 8, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address409 CHESTER AVE, ANNAPOLIS, MD 21403-3253
Document Number0310540418
Book / Page031054 / 000418
Instrument DateJun 14, 2017
Transaction TypeMortgage
Record UpdatedJul 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address409 CHESTER AVENUE ANNAPOLIS MARL ANNAPOLIS MD 21403, ANNAPOLIS, MD 21403

Mortgage

Document Number0310540418
DateJun 16, 2017
Book Page031054/000418
Lender
NameHARBOR BK/MD
TypeBank
AddressBALTIMORE, MD 21201
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,285,067 (+1.17%)$1,292,500 (+1.76%) Land $1,224,400 Building $68,100
2024$18,359.00 (+0.65%)
2023$18,240.00$1,270,200 Land $1,205,700 Building $64,500$1,270,200 Land $1,205,700 Building $64,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 107 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies198 units insured
incl. 91 condo units
Nearby Flood Claims70 (1985–2026)
Claims Outside the SFHA19 of 70
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 40 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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