409 Cherry Hill Dr, Gray, GA 31032 Property Records

Jones County property record for 409 Cherry Hill Dr, Gray, GA 31032

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,622 sqft · built 2018
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Oct 2024)
Tax Bill	$6,498 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`J45A-299`

Property Details

APN / Parcel Number

Primary APN	`J45A-299`
Alternative APNs	`J45A00 299` `15148`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,622 sqft Heated Area
1st Floor Area	1,853 sqft
2nd Floor Area	770 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Area	527 sqft
Porch	Open Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	15148
Street Address	409 CHERRY HILL DR
City	GRAY
State	GA
Zip	31032-6803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 99 PIEDMONT LKS PH 1 PB 19/140 DB1169/522
Legal Subdivision	PIEDMONT LAKE PH 1
Legal Phase	1
Legal Lot Number	99
Jurisdiction	JONES GA
Township / Civil Division	GRAY-MACON EAST
Census Block Group	1
Census Block	1023
Census Tract	30305

Owner

409 Cherry Hill Dr is owned and occupied by an individual who bought it in October 2024.

Source: Jones County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	409 CHERRY HILL DR, GRAY, GA 31032-6803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · VA Mortgage EXTREME LOANS
Oct 14, 2024	Limited Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE
Sep 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN BANK AND TRUST
Jun 1, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI REGIONS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2024 · Amount on File
Deed Sale	Oct 14, 2024 · Amount on File
Prior Sale	Sep 15, 2021 · Amount on File
Deed Document Number	0001169522
Deed Book / Page	1169 / 522
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Property Address	409 CHERRY HILL DR, GRAY, GA 31032-6803
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CHERRY HILL DR, GRAY, GA 31032-6803

Mortgage

Document Number	0011880000000570
Date	Oct 8, 2025
Book Page	0000001188/0000000570

Lender

Name	EXTREME LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

October 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JONES GA
Recording Date	Oct 14, 2024
Property Address	409 CHERRY HILL DR, GRAY, GA 31032-6803
Document Number	0011690522
Book / Page	1169 / 522
Instrument Date	Sep 27, 2024
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CHERRY HILL DR, GRAY, GA 31032-6803

Mortgage

Document Number	0001169524
Date	Oct 14, 2024
Instrument	1169/524

Lender

Name	GUILD MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2054

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	Sep 15, 2021
Property Address	409 CHERRY HILL DR, GRAY, GA 31032-6803
Document Number	0010990142
Book / Page	1099 / 142
Instrument Date	Sep 15, 2021
Instrument	2021-001106
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CHERRY HILL DR, GRAY, GA 31032-6803

Mortgage

Document Number	0010990000000143
Date	Sep 16, 2021
Book Page	0000001099/0000000143

Lender

Name	FIRST AMERICAN BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JONES GA
Recording Date	Jun 1, 2020
Property Address	409 CHERRY HILL DR, GRAY, GA 31032-6803
Document Number	0010250609
Book / Page	001025 / 000609
Instrument Date	May 28, 2020
Instrument	1567
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 CHERRY HILL DR GRAY GA 310326803, GRAY, GA 31032-6803

Mortgage

Document Number	10250611
Date	Jun 1, 2020
Book Page	001025/000611
Instrument	1568

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 409 Cherry Hill Dr was $6,498 with a homeowner's exemption.

Source: Jones County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Municipality	Gray City
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,498.00 Homeowner's exemption	$156,485 Land $11,960 Building $144,525	$391,213 Land $29,900 Building $361,313
2023	$5,539.00 (-2.62%) Homeowner's exemption	$121,200 (-) Land $9,200 Building $112,000	$303,000 (-) Land $23,000 Building $280,000
2022	$5,688.00 Homeowner's exemption	$121,200 Land $9,200 Building $112,000	$303,000 Land $23,000 Building $280,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Cherry Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Cherry Hill Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAY serves 9,339 people · EPA ID GA1690000
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Tri-CoGo Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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