409 Cherokee Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 409 Cherokee Dr, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,914 sqft · built 1996
Lot Size	0.362 acres (15,789 sqft)
Owner	2 Individual Names on Record
Last Sale	$294,000 (Jul 2008)
Tax Bill	$1,644 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135L-21-212.00`

Property Details

APN / Parcel Number

Primary APN	`135L-21-212.00`
Alternative APNs	`086J-21-013-E` `16037`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,628 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,789 sqft (0.362 acres)
Lot Dimensions	127 ft deep x 152 ft wide
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	16037
Street Address	409 CHEROKEE DR
City	OXFORD
State	MS
Zip	38655-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 CHEROKEE HILLS S/D PREV APN: 086J-21-013-E
Legal Range	03W
Legal Township	08S
Legal Section	21
Legal Subdivision	CHEROKEE HILLS SD
Legal Lot Number	5
Jurisdiction	LAFAYETTE MS
Township / Civil Division	2
Census Block Group	1
Census Block	1001
Census Tract	950201

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 CHEROKEE DR, OXFORD, MS 38655-2701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jul 27, 2022	Transfer on Death Deed, Transfer
Jul 27, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2008 · Amount on Record
Deed Sale	Jul 21, 2008 · Amount on Record
Deed Document Number	20087013
Last Transfer Date	Jul 26, 2022
Transfer Doc	0020227002
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jun 7, 2023
Property Address	409 CHEROKEE DR, OXFORD, MS 38655-2701
Document Number	0020234199
Instrument Date	Jun 5, 2023
Instrument	2023-4199
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1488 BELK BLVD, OXFORD, MS 38655-5356

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1705 JOHNSON AVE, OXFORD, MS 38655-4725

Mortgage

Document Number	0020234201
Date	Jun 7, 2023
Instrument	2023-4201

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jul 27, 2022
Property Address	409 CHEROKEE DR, OXFORD, MS 38655-2701
Document Number	0202207002
Instrument Date	Jul 27, 2022
Instrument	2022-07002
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 CHEROKEE DR, OXFORD, MS 38655-2701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 RETREAT LN, COUNCE, TN 38326-4554

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jul 27, 2022
Property Address	409 CHEROKEE DR, OXFORD, MS 38655-2701
Document Number	0020227002
Instrument Date	Jul 27, 2022
Instrument	2022-7002
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 RETREAT LN, COUNCE, TN 38326-4554

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,644.00 (+13.54%) Senior Citizen's exemption	$23,505 (+16.29%)	$235,050 (+16.29%) Land $70,000 Building $165,050
2023	$1,448.00 (+1.54%) Senior Citizen's exemption	$20,212 (-)	$202,120 (-) Land $70,000 Building $132,120
2022	$1,426.00 Senior Citizen's exemption	$20,212	$202,120 Land $70,000 Building $132,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000

May also be available: T-Mobile.

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