409 Charter Oak Ave, Baltimore, MD 21212 Property Records

Baltimore City property record for 409 Charter Oak Ave, Baltimore, MD 21212

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,905 sqft · built 1900
Lot Size	0.057 acres (2,486 sqft)
Owner	Individual Name on File
Last Sale	$264,900 (Jan 2022)
Tax Bill	$5,202 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2021 Sale + 1 more
APN	`27-61-5053A-011`

Property Details

APN / Parcel Number

Primary APN	`27-61-5053A-011`
Alternative APNs	`615053A011` `5053A-011`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,905 sqft Living Area
1st Floor Area	724 sqft
Basement Area	506 sqft
Finished Basement	506 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,486 sqft (0.057 acres)
Lot Dimensions	113 ft deep x 22 ft wide
Porch	Open Porch
Porch Area	140 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	615053A011
Street Address	409 CHARTER OAK AVE
City	BALTIMORE
State	MD
Zip	21212-4408
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-4
Legal Description	22X113-10
Legal Subdivision	CHARTER OAK AVE
Legal Block	5053A
Legal Lot Number	11
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	3
Census Block	3012
Census Tract	271101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Guilford Historic District listed 2001 · 1,335 contributing resources · NRIS 01000745

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

409 Charter Oak Ave, a townhouse, is owned and occupied by an individual who bought it in January 2022.

Source: Baltimore City records, as of March 30, 2026

Owner of Record	Individual Name on File
Mailing Address	409 CHARTER OAK AVE, BALTIMORE, MD 21212-4408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC
Apr 20, 2021	Deed, Transfer REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW L
Mar 28, 2019	Deed of Trust, Mortgage MARK SCHMID

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2022 · Amount on File
Deed Sale	Jan 26, 2022 · Amount on File
Prior Sale	Apr 20, 2021 · Amount on File
Deed Document Number	2022
Deed Book / Page	24190 / 185
Transfer Doc	4528000458
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jan 26, 2022
Property Address	409 CHARTER OAK AVE, BALTIMORE, MD 21212-4408
Document Number	0241900185
Book / Page	24190 / 185
Instrument Date	Oct 12, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0024190191
Date	Jan 26, 2022
Instrument	24190/191

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2051

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Apr 20, 2021
Property Address	409 CHARTER OAK AVE, BALTIMORE, MD 21212-4408
Document Number	0229760440
Book / Page	22976 / 440
Instrument Date	Jan 21, 2021
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW L

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	409 CHARTER OAK AVE, BALTIMORE, MD 21212-4408
Document Number	0210070341
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1600 S EADS ST #505N ARLINGTON VA 222022917, 505N, ARLINGTON, VA 22202-2917

Mortgage

Document Number	0210070341
Date	Apr 8, 2019
Book Page	021007/000341

Lender

Name	MARK SCHMID
Address	827 ALLERTON CT, SAN DIEGO, CA 92109-8202

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$247,567	$264,700 Land $80,000 Building $184,700
2024	$5,202.00 (-5.47%)
2023	$5,503.00 (+2.55%)	$233,200 (+2.55%)	$239,000 (-) Land $80,000 Building $159,000
2022	$5,366.00	$227,400	$239,000 Land $80,000 Building $159,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 409 Charter Oak Ave; there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1981)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Charter Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 977 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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