409 Chapel Cir, Berea, OH 44017 Property Records

Cuyahoga County property record for 409 Chapel Cir, Berea, OH 44017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,102 sqft · built 1964
Lot Size	0.154 acres (6,720 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Feb 2021)
Tax Bill	$3,862 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`363-27-255`

Property Details

APN / Parcel Number

Primary APN	`363-27-255`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft
Basement Area	1,102 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,720 sqft (0.154 acres)
Lot Dimensions	96 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	409 CHAPEL CIR
City	BEREA
State	OH
Zip	44017-2343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-B
Legal Description	24-3 CHAPEL 0032 ALL
Legal Subdivision	MIDDLEBURGH SEC 24
Legal Lot Number	32
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1000
Census Tract	134205

Owner

409 Chapel Cir is owned and occupied by an individual who bought it in February 2021.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	409 CHAPEL CIR, BEREA, OH 44017-2343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2021 · Amount on File
Deed Sale	Feb 18, 2021 · Amount on File
Prior Sale	Apr 18, 2012
Deed Document Number	0000000352
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Feb 18, 2021
Property Address	409 CHAPEL CIR, BEREA, OH 44017-2343
Document Number	0000000352
Map Reference	VOL 187 PG 55
Instrument Date	Feb 17, 2021
Instrument	202102180352
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	INFINITE TITLE, INFINITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CHAPEL CIR, BEREA, OH 44017-2343

Mortgage

Document Number	0000000353
Date	Feb 18, 2021
Instrument	202102180353

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 409 Chapel Cir was $3,862 with a homeowner's exemption, up 2.1% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Berea City
Unified School District	Berea City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,862.00 (+2.14%) Homeowner's exemption	$66,680 (-) Land $11,410 Building $55,270
2024	$3,781.00 (+11.96%) Homeowner's exemption	$66,680 (+36.36%) Land $11,410 Building $55,270	$190,500 Land $32,600 Building $157,900
2023	$3,377.00 (+0.66%) Homeowner's exemption	$48,900 (-) Land $10,080 Building $38,820
2022	$3,355.00 Homeowner's exemption	$48,900 Land $10,080 Building $38,820
2021			$139,700 Land $28,800 Building $110,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Chapel Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Chapel Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA CITY PWS serves 18,789 people · EPA ID OH1800111
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Buckeye Cablesystem, PCs for People.

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