409 Chalk Level Rd, Chatham, VA 24531 Property Records

Pittsylvania County property record for 409 Chalk Level Rd, Chatham, VA 24531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,075 sqft
Lot Size	1.54 acres (67,082 sqft)
Owner	Individual Name on Record
Last Sale	$37,200 (Aug 2009)
Tax Bill	$549 (2026)
Deeds & Mortgages	Mar 2007 Mortgage Apr 2022 Sale & Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2426-35-0264`

Property Details

APN / Parcel Number

Primary APN	`2426-35-0264`
Alternative APN	`258169`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	67,082 sqft (1.54 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	258169
Street Address	409 CHALK LEVEL RD
City	CHATHAM
State	VA
Zip	24531-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HWY 685 LOT 1
Legal Lot Number	1
Jurisdiction	PITTSYLVANIA VA
Township / Civil Division	BANISTER
Census Block Group	2
Census Block	2002
Census Tract	10500

Owner

Source: Pittsylvania County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 CHALK LEVEL RD, CHATHAM, VA 24531-3000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2007	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GRO
Apr 7, 2022	Warranty Deed, Transfer · Stand-Alone Refinance TRUIST BANK
Apr 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TRUIST BANK
Apr 7, 2022	Gift Deed, Transfer · Stand-Alone First Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2009 · Amount on Record
Deed Sale	Aug 6, 2009 · Amount on Record
Prior Sale	Dec 3, 2008 · Amount on Record
Deed Book / Page	900 / 5161
Last Transfer Date	Jan 13, 2022
Transfer Doc	0000001977
Record Updated	Sep 20, 2026

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	409 CHALK LEVEL RD, CHATHAM, VA 24531-3000
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00700/2379
Date	Mar 27, 2007
Book Page	700/2379

Lender

Name	ATLANTIC BAY MORTGAGE GRO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Apr 7, 2022
Property Address	409 CHALK LEVEL RD, CHATHAM, VA 24531-3000
Document Number	0220001978
Instrument Date	Apr 6, 2022
Instrument	220001978
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	BELLA TITLE AND ESCROW INC, ALL VA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CHALK LEVEL RD, CHATHAM, VA 24531-3000

Mortgage

Document Number	0220001979
Date	Apr 7, 2022
Instrument	220001979

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Apr 7, 2022
Property Address	409 CHALK LEVEL RD, CHATHAM, VA 24531-3000
Document Number	0220001978
Instrument Date	Apr 6, 2022
Instrument	220001978
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BELLA TITLE AND ESCROW INC, ALL VA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CHALK LEVEL RD, CHATHAM, VA 24531-3000

Mortgage

Document Number	0220001979
Date	Apr 7, 2022
Instrument	220001979

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

April 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Apr 7, 2022
Property Address	409 CHALK LEVEL RD, CHATHAM, VA 24531-3000
Document Number	0220001977
Instrument Date	Jan 13, 2022
Instrument	220001977
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 HUNT ST, CHATHAM, VA 24531-4675

Mortgage

Document Number	0220001979
Date	Apr 7, 2022
Instrument	220001979

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pittsylvania County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Pittsylvania County
Unified School District	Pittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$549.00	$88,600 (+45.01%) Land $14,000 Building $74,600	$88,600 (+45.01%) Land $14,000 Building $74,600
2025	$549.00
2022		$61,100 Land $14,000 Building $47,100	$61,100 Land $14,000 Building $47,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHATHAM serves 2,500 people · EPA ID VA5143114
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: RiverStreet Networks.

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