409 Center Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 409 Center Rd, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 928 sqft · built 1960
Lot Size	0.434 acres (18,900 sqft)
Owner	Individual Name on Record
Last Sale	$91,100 (Oct 2021)
Tax Bill	$144 (2025)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76W020201900`

Property Details

APN / Parcel Number

Primary APN	`76W020201900`
Alternative APNs	`025175` `25175`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	928 sqft Adjusted Area
1st Floor Area	840 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Other
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,900 sqft (0.434 acres)
Lot Dimensions	180 ft deep x 105 ft wide

Location & Zoning

Street Address	409 CENTER RD
City	COLUMBUS
State	MS
Zip	39702-7211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 NW4 409 CENTER RD 1B
Legal Range	17W
Legal Township	19S
Legal Section	04
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	2
Census Block	2007
Census Tract	404

Owner

Source: Lowndes County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 CENTER RD, COLUMBUS, MS 39702-7211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RENASANT BANK
Oct 15, 2021	Warranty Deed, Transfer
Aug 23, 2019	Warranty Deed, Transfer ALABAMA ONE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Aug 23, 2019 · Amount on Record
Deed Book / Page	2021 / 9296
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	409 CENTER RD, COLUMBUS, MS 39702-7211
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202132195
Date	Oct 15, 2021
Book Page	2021/32195

Lender

Name	RENASANT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Oct 15, 2021
Property Address	409 CENTER RD, COLUMBUS, MS 39702-7211
Document Number	0020219296
Book / Page	2021 / 9296
Instrument Date	Oct 13, 2021
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CENTER RD, COLUMBUS, MS 39702-7211

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Aug 23, 2019
Property Address	409 CENTER RD, COLUMBUS, MS 39702-7211
Document Number	0020196180
Book / Page	002019 / 006180
Instrument Date	Aug 22, 2019
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 CENTER RD COLUMBUS MS 397027211, COLUMBUS, MS 39702-7211

Mortgage

Document Number	20197227
Date	Aug 23, 2019
Book Page	002019/017227

Lender

Name	ALABAMA ONE CU
Type	Credit Union
Address	TUSCALOOSA, AL 35404

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$144.00 (+1.41%) Homeowner's exemption	$2,585 (+14.89%)	$25,850 (+14.89%) Land $6,400 Building $19,450
2024	$142.00 (+11.81%)
2023	$127.00 Homeowner's exemption	$2,250	$22,500 Land $6,400 Building $16,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A B WEST-OLD YORKVILLE RD public/private · serves 7,355 people · EPA ID MS0440103
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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