409 Cedar St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 409 Cedar St, Schenectady, NY 12306

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,363 sqft · built 1905
Lot Size	0.114 acres (5,005 sqft)
Owner	Individual Name on Record
Tax Bill	$4,721 (2025)
Deeds & Mortgages	Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`421500 48.51-5-17`

Property Details

APN / Parcel Number

Primary APN	`421500 48.51-5-17`
Alternative APN	`150004805100050170000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,363 sqft Total Area
1st Floor Area	956 sqft
2nd Floor Area	956 sqft
Upper Floors Area	451 sqft
Attic	Attic
Attic Area	451 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,005 sqft (0.114 acres)
Lot Dimensions	143 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 CEDAR ST
City	SCHENECTADY
State	NY
Zip	12306-3115
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Subdivision	BELONGING TO HASTINGS AND SCHOOLCARFT
Legal Block	5
Legal Lot Number	17.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2003
Census Tract	21200

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 CEDAR ST, SCHENECTADY, NY 12306-3115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 17, 2018
Transfer Doc	0000041856
Record Updated	Jun 8, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 19, 2018
Property Address	409 CEDAR ST, SCHENECTADY, NY 12306-3115
Document Number	0000041856
Book / Page	001996 / 000134
Instrument Date	Sep 17, 2018
Instrument	41856
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 CEDAR ST SCHENECTADY NY 123063115, SCHENECTADY, NY 12306-3115

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,721.00 (+11.87%)	$119,900 (-) Land $18,000 Building $101,900	$198,543 (+30.82%) Land $29,806 Building $168,737
2023		$119,900 (-) Land $18,000 Building $101,900	$151,772 (+3.8%) Land $22,785 Building $128,987
2022		$119,900 Land $18,000 Building $101,900	$146,220 Land $21,951 Building $124,269
2021	$4,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880