409 Cedar St, Rocky Mount, NC 27803 Property Records

Nash County property record for 409 Cedar St, Rocky Mount, NC 27803

Property Summary

Property TypeDuplex
Details3 bd · 1 ba · 988 sqft · built 1958
Lot Size0.12 acres (5,227 sqft)
OwnerCompany Name on Record
Last Sale$23,500 (Feb 2025)
Tax Bill$146 (2026)
Deeds & MortgagesSep 2026 Mortgage
Feb 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN375917-21-0418

Property Details

APN / Parcel Number

Primary APN375917-21-0418
Alternative APNs
  • 100113694
  • 012333
  • 36746

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area988 sqft Total Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleDuplex Single
Construction TypeFrame
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number36746
Street Address409 CEDAR ST
CityROCKY MOUNT
StateNC
Zip27803-4816
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR6
Legal Description95 2 2, 2 LT, 95 96 CEDAR
Legal SubdivisionSOUTHSIDE PARK
Legal Lot Number95,96
JurisdictionNASH NC
Township / Civil DivisionROCKY MOUNT
Census Block Group3
Census Block3017
Census Tract10200

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2500 S CHURCH ST, ROCKY MOUNT, NC 27803-4908
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
RFLF 5 LLC
Feb 12, 2025Warranty Deed, Transfer
ADAM WILLIAMS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2025 · Amount on Record
Deed SaleFeb 12, 2025 · Amount on Record
Prior SaleFeb 29, 2008 · Amount on Record
Deed Book / Page3395 / 948
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASH NC
Recording DateSep 16, 2026
Property Address409 CEDAR ST, ROCKY MOUNT, NC 27803-4816
Document Number3512000896
Book / Page3512 / 896
Instrument DateSep 14, 2026
Transaction TypeMortgage
Record UpdatedSep 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number3512000896,
DateSep 16, 2026
Book Page3512/896
Lender
NameRFLF 5 LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASH NC
Recording DateFeb 12, 2025
Property Address409 CEDAR ST, ROCKY MOUNT, NC 27803-4816
Document Number003395/948
Book / Page3395 / 948
Instrument DateFeb 7, 2025
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount Recorded
Tax$47.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address712 MOSS RD, ZEBULON, NC 27597-8857

Transferred To (Grantee/Buyer)

NameVerified Name
Address2500 S CHURCH ST, ROCKY MOUNT, NC 27803-4908

Mortgage

Document Number0003395952
DateFeb 12, 2025
Instrument3395/952
Lender
NameADAM WILLIAMS
TypePrivate Party
Agreement
AmountAmount Recorded
Term12 Months
DueFeb 11, 2026

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNash County
MunicipalityRocky Mount City
Unified School DistrictNash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$146.00$23,220 (-) Land $6,970 Building $16,250$23,220 (-) Land $6,970 Building $16,250
2025$146.00 (+265%)$23,220 (+287.65%) Land $6,970 Building $16,250$23,220 (+287.65%) Land $6,970 Building $16,250
2023$40.00$5,990$5,990 Land $4,180 Building $1,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2016–2020)
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROCKY MOUNT
serves 55,891 people · EPA ID NC0464010
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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