409 Cedar Dr, Indian River, MI 49749 Property Records

Cheboygan County property record for 409 Cedar Dr, Indian River, MI 49749

Property Summary

Property Type	Single Family Home
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on Record
Tax Bill	$12,772 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-C11-000-004-00`

Property Details

APN / Parcel Number

Primary APN	`120-C11-000-004-00`

Exterior

Lot Area	22,216 sqft (0.51 acres)

Location & Zoning

Street Address	409 CEDAR DR
City	INDIAN RIVER
State	MI
Zip	49749-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR POINT, LOT 4. (SEC 35,T36N,R3W) 478/466;956/37;1436/528;1485/574
Legal Range	03W
Legal Township	004
Legal Section	35
Legal Subdivision	CEDAR POINT SUB
Legal Lot Number	4
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BURT
Census Block Group	1
Census Block	1057
Census Tract	960600

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2129 LANSING ST SE, GRAND RAPIDS, MI 49506-2014
Owner Type	Company
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Jun 8, 2022	Warranty Deed, Transfer
Jan 5, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 1, 2022
Transfer Doc	001485/574
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	409 CEDAR DR, INDIAN RIVER, MI 49749-9706
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CEDAR DR, INDIAN RIVER, MI 49749-9706

Mortgage

Document Number	0000001510/0000000686
Date	Jun 30, 2023
Book Page	0000001510/0000000686

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jun 8, 2022
Property Address	409 CEDAR DR, INDIAN RIVER, MI 49749-9706
Document Number	001485/574
Book / Page	1485 / 574
Instrument Date	Jun 1, 2022
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2129 LANSING ST SE, GRAND RAPIDS, MI 49506-2014

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jan 5, 2021
Property Address	409 CEDAR DR, INDIAN RIVER, MI 49749-9706
Document Number	001436/528
Book / Page	1436 / 528
Instrument Date	Dec 22, 2020
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2129 LANSING ST SE, GRAND RAPIDS, MI 49506-2014

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Burt Township
Unified School District	Pellston Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,000 (+8.94%)	$1,036,000 (+8.94%)
2025	$12,772.00 (+3.1%)	$475,500 (+82.25%)	$951,000 (+82.25%)
2024	$12,388.00 (+33.51%)
2023		$260,900	$521,800
2022	$9,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2026)
Most Recent Claim	Jun 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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