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409 Cayuga St, Joliet, IL 60432 Property Records

Will County property record for 409 Cayuga St, Joliet, IL 60432 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details672 sqft · built 1948
Lot Size0.21 acres (8,992 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Dec 2025)
Tax Bill$2,818 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Mar 2024 Foreclosure
Flood ZoneZone X (minimal risk)
APN30-07-12-129-020

Property Details

APN / Parcel Number

Primary APN30-07-12-129-020
Alternative APN
  • 07121290200000

Interior

Stories1 Story
Building Area672 sqft
Basement Area672 sqft
Unfinished Basement672 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeFrame
Lot Area8,992 sqft (0.21 acres)
Lot Dimensions130 ft deep x 70 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address409 CAYUGA ST
CityJOLIET
StateIL
Zip60432-2762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 36 37 IN FAIR ACRES, BEING A SUB BY CHARLES M. FISH, BEING PRT OF THE W1/2 OF THE NW1/4 OF SEC 12, T35N-R10E.
Legal Range10E
Legal Township35N
Legal Section12
Legal SubdivisionFAIRACRES
Legal Lot Number36-37
JurisdictionWILL IL
Township / Civil DivisionJOLIET
Census Block Group1
Census Block1052
Census Tract882200

Owner

Source: Will County records · APN 30-07-12-129-020

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 CAYUGA ST, JOLIET, IL 60432-2762
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Warranty Deed, Transfer · FHA Mortgage
NEIGHBORHOOD LOANS
Mar 18, 2024Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 30, 2025 · Amount on Record
Deed SaleDec 30, 2025 · Amount on Record
Prior SaleMar 18, 2024 · Amount on Record
Deed Document Number202573271
Prior Transfer DateMar 03, 2005
Prior Transfer Doc0000057571
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateDec 30, 2025
Property Address409 CAYUGA ST, JOLIET, IL 60432-2762
Document Number0000073271
Map ReferenceDOC 232243
Instrument DateDec 18, 2025
InstrumentR2025073271
Transaction TypeTransfer
Record UpdatedJan 12, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address404 CANYUGA ST, JOLIET, IL 60432-2707

Mortgage

Document Number0000073272
DateDec 30, 2025
InstrumentR2025073272
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeFixed Rate
Rate6.62%

March 2024: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionWILL IL
Recording DateMar 18, 2024
Property Address409 CAYUGA ST, JOLIET, IL 60432-2762
Document Number0000012758
Map ReferenceDOC 232243
Instrument DateMar 18, 2024
InstrumentR2024012758
Transaction TypeForeclosure
Record UpdatedMar 29, 2024

Transaction

AmountAmount Recorded
Tax$57.50
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 N HICKORY ST, JOLIET, IL 60435-6220

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionJoliet Township
Elementary School DistrictJoliet Public School District 86 (PK - 08)
Secondary School DistrictJoliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,818.00 (+4.18%)
2024$2,705.00 (+91.57%)$32,756 (+24.42%) Land $6,081 Building $26,675$98,268 (+24.42%) Land $18,243 Building $80,025
2022$1,412.00 Homeowner's exemption Senior Citizen's exemption$26,326 Land $4,887 Building $21,439$78,978 Land $14,661 Building $64,317

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171978822001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims22 (1981–2006)
Claims Outside the SFHA4 of 22
Most Recent ClaimJul 2006, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Jul 1996 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 324 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
Bertram CommunicationsFixed Wireless (unlicensed)100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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