409 Catherine St, Joliet, IL 60435 Property Records

Will County property record for 409 Catherine St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 988 sqft · built 1927
Lot Size	0.19 acres (8,326 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Mar 2021)
Tax Bill	$7,537 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-08-116-033`

Property Details

APN / Parcel Number

Primary APN	`30-07-08-116-033`
Alternative APN	`07081160330000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	988 sqft
Gross Area	1,672 sqft
Basement Area	684 sqft
Unfinished Basement	304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Lot Area	8,326 sqft (0.19 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	409 CATHERINE ST
City	JOLIET
State	IL
Zip	60435-5823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 IN WEST ACRES, BEING A SUB OF PRT OF THE SE1/4 OF THE NW1/4 OF SEC 8, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	08
Legal Subdivision	WEST ACRE
Legal Lot Number	50
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	3
Census Block	3019
Census Tract	881700

Owner

409 Catherine St is owned and occupied by two individuals who bought it in March 2021.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 CATHERINE ST, JOLIET, IL 60435-5823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Mar 24, 2021	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jan 15, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2021 · Amount on File
Deed Sale	Mar 24, 2021 · Amount on File
Prior Sale	Jan 15, 2021 · Amount on File
Deed Document Number	202133057
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	409 CATHERINE ST, JOLIET, IL 60435-5823
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CATHERINE ST, JOLIET, IL 60435-5823

Mortgage

Document Number	0000027749
Date	Apr 4, 2022
Instrument	R2022027749

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 24, 2021
Property Address	409 CATHERINE ST, JOLIET, IL 60435-5823
Document Number	0000033057
Instrument Date	Mar 4, 2021
Instrument	R2021033057
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ALTIMA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 CATHERINE ST, 409, JOLIET, IL 60435-5823

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 CATHERINE ST, JOLIET, IL 60435-5823

Mortgage

Document Number	0000033058
Date	Mar 24, 2021
Instrument	R2021033058

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 15, 2021
Property Address	409 CATHERINE ST, JOLIET, IL 60435-5823
Document Number	0000005847
Instrument Date	Oct 6, 2020
Instrument	5847
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1112 BLACK RD JOLIET IL 604353957, JOLIET, IL 60435-3957

Tax Assessment & Valuation

The 2025 property tax bill for 409 Catherine St was $7,537.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,537.00	$101,858 (+9.3%) Land $17,968 Building $83,890	$305,574 (+9.3%) Land $53,904 Building $251,670
2024		$93,191 Land $16,439 Building $76,752	$279,573 Land $49,317 Building $230,256
2022	$6,362.00 Homeowner's exemption	$74,898 Land $13,212 Building $61,686	$224,694 Land $39,636 Building $185,058

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Catherine St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Catherine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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