409 Cascade Way, Lynden, WA 98264 Property Records

Whatcom County property record for 409 Cascade Way, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,236 sqft · built 1979
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Nov 2023)
Tax Bill	$4,912 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`400316-077161-0000`

Property Details

APN / Parcel Number

Primary APN	`400316-077161-0000`
Alternative APNs	`128507` `576819` `538004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,236 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	2,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	56 sqft
Deck Area	160 sqft
Patio Area	200 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	128507
Street Address	409 CASCADE WAY
City	LYNDEN
State	WA
Zip	98264-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS100
Legal Description	EDGEWATER PARK DIV NO 2 LOT 5
Legal Range	03
Legal Township	40
Legal Section	16
Legal Subdivision	EDGEWATER PARK DIV NO 2
Legal Block	2
Legal Lot Number	5
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2006
Census Tract	10303

Owner

409 Cascade Way is owned and occupied by two individuals who bought it in November 2023.

Source: Whatcom County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 CASCADE WAY, LYNDEN, WA 98264-1015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Nov 30, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA
Jan 8, 2021	Quit Claim Deed, Transfer AMERISAVE MTG
Jun 29, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF PACIFIC
Jan 13, 2017	Quit Claim Deed, Transfer WHATCOM LAND TITLE
Jan 13, 2017	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023 · Amount on File
Deed Sale	Nov 30, 2023 · Amount on File
Prior Sale	Jan 13, 2017 · Amount on File
Deed Document Number	20231877
Prior Transfer Date	Nov 7, 2023
Prior Transfer Doc	0000001876
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 30, 2023
Property Address	409 CASCADE WAY, LYNDEN, WA 98264-1015
Document Number	0001101877
Map Reference	AF 1314081
Instrument Date	Nov 21, 2023
Instrument	2023-1101877
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,185.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CASCADE WAY, LYNDEN, WA 98264-1015

Mortgage

Document Number	0001101878
Date	Nov 30, 2023
Instrument	2023-1101878

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Nov 30, 2023
Property Address	409 CASCADE WAY, LYNDEN, WA 98264-1015
Document Number	0001101876
Map Reference	VOL 14 PG 115&116
Instrument Date	Nov 7, 2023
Instrument	2023-1101876
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1247 SPRUCE CIR # A, A, LYNDEN, WA 98264-9063

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 8, 2021
Property Address	409 CASCADE WAY, LYNDEN, WA 98264-1015
Document Number	2210100987
Instrument Date	Dec 16, 2020
Instrument	100987
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CASCADE WAY LYNDEN WA 982641015, LYNDEN, WA 98264-1015

Mortgage

Document Number	2210100988
Date	Jan 8, 2021
Instrument	100988

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	409 CASCADE WAY, LYNDEN, WA 98264-1015
Document Number	2180603328
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	409 CASCADE WAY LYNDEN WA 982641015, LYNDEN, WA 98264-1015

Mortgage

Document Number	2180603328
Date	Jun 29, 2018
Instrument	603328

Lender

Name	BANK OF PACIFIC
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 13, 2017
Property Address	409 CASCADE WAY, LYNDEN, WA 98264-1015
Document Number	2170101381
Instrument Date	Jan 6, 2017
Instrument	101381
Transaction Type	Transfer
Record Updated	Feb 17, 2017
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	409 CASCADE WAY LYNDEN WA 982641015, LYNDEN, WA 98264-1015

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 13, 2017
Property Address	409 CASCADE WAY, LYNDEN, WA 98264-1015
Document Number	2170101380
Instrument Date	Jan 6, 2017
Instrument	101380
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,385.05
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	409 CASCADE WAY LYNDEN WA 982641015, LYNDEN, WA 98264-1015

Mortgage

Document Number	2170101382
Date	Jan 13, 2017
Instrument	101382

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 409 Cascade Way was $4,912.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,912.00	$670,468 Land $300,108 Building $370,360	$670,468 Land $300,108 Building $370,360
2022		$503,907 Land $153,434 Building $350,473	$503,907 Land $153,434 Building $350,473
2021	$3,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Cascade Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 1990 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Cascade Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Nearby Properties on Cascade Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures