409 Carter Dr, Madison, AL 35758 Property Records

Madison County property record for 409 Carter Dr, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,312 sqft · built 1969
Lot Size	0.347 acres (15,132 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jun 2019)
Tax Bill	$2,404 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Feb 2019 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-02-09-4-003-059.000`

Property Details

APN / Parcel Number

Primary APN	`16-02-09-4-003-059.000`
Alternative APNs	`042031` `493338`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,312 sqft Living Area
1st Floor Area	2,312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Mixed
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,132 sqft (0.347 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	493338
Street Address	409 CARTER DR
City	MADISON
State	AL
Zip	35758-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 6 CLIFT ACRES S/D PB 3 PG 192
Legal Range	02W
Legal Township	04S
Legal Section	09
Legal Subdivision	CLIFT ACRES S/D
Legal Block	6
Legal Lot Number	5
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2017
Census Tract	11027

Owner

409 Carter Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 CARTER DR, MADISON, AL 35758-1209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Deed, Transfer · Conventional Mortgage SOUTHERN FIDELITY MORTGAGE LLC
Feb 25, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Nov 19, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on File
Deed Sale	Jun 24, 2019 · Amount on File
Prior Sale	Feb 25, 2019 · Amount on File
Deed Document Number	201938733
Prior Transfer Date	Feb 20, 2019
Prior Transfer Doc	0000010804
Record Updated	Oct 29, 2026

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON AL
Recording Date	Jun 24, 2019
Property Address	409 CARTER DR, MADISON, AL 35758-1209
Document Number	0000038733
Map Reference	MB 3 PG 192
Instrument Date	Jun 21, 2019
Instrument	20190624000038733
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	709 SCHOOL ST NE, 709, HUNTSVILLE, AL 35801-3633

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	409 CARTER DR, MADISON, AL 35758-1209

Mortgage

Document Number	0000038734
Date	Jun 24, 2019
Instrument	20190624000038734

Lender

Name	SOUTHERN FIDELITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MADISON AL
Recording Date	Feb 25, 2019
Property Address	409 CARTER DR, MADISON, AL 35758-1209
Document Number	0000010804
Instrument Date	Feb 20, 2019
Instrument	10804
Transaction Type	Foreclosure
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$85.12
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	174 DERWENT LN NW HUNTSVILLE AL 358106203, HUNTSVILLE, AL 35810-6203
Investor	Possibly a Property Investor

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Nov 19, 2018
Property Address	409 CARTER DR, MADISON, AL 35758-1209
Document Number	0000073454
Instrument Date	Nov 19, 2018
Instrument	73454
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$100.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	709 SCHOOL ST NE HUNTSVILLE AL 358013633, HUNTSVILLE, AL 35801-3633
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 409 Carter Dr was $2,404 with a homeowner's exemption, up 2.6% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,404.00 (+2.56%)
2025	$2,344.00 Homeowner's exemption	$34,280 Land $5,000 Building $29,280	$342,700 Land $50,000 Building $292,700
2023	$2,154.00 (+11.84%) Homeowner's exemption	$31,540 (+11.61%) Land $4,000 Building $27,540	$315,400 (+11.69%) Land $40,000 Building $275,400
2022	$1,926.00 Homeowner's exemption	$28,260 Land $3,260 Building $25,000	$282,400 Land $32,500 Building $249,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Carter Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Carter Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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