409 Cardinal View Ct, Wildwood, MO 63040 Property Records

St. Louis County property record for 409 Cardinal View Ct, Wildwood, MO 63040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,126 sqft · built 1992
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Oct 2022)
Tax Bill	$7,634 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24V-34-0260`

Property Details

APN / Parcel Number

Primary APN	`24V-34-0260`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,126 sqft Living Area
Gross Area	3,646 sqft
1st Floor Area	1,409 sqft
Basement Area	1,000 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	80 ft deep x 80 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Patio Area	452 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 CARDINAL VIEW CT
City	WILDWOOD
State	MO
Zip	63040-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R3
Legal Description	AUDUBON VILLAGE PLAT ONE AT THE VILLAGES OF CHERRY HILLS 7 6 87 LOT 19
Legal Subdivision	AUDUBON VILLAGE PLAT ONE AT THE VILLAGES
Legal Lot Number	19
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	4
Census Block	4006
Census Tract	222100

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 CARDINAL VIEW CT, WILDWOOD, MO 63040-1724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Oct 20, 2020	Deed of Trust, Mortgage FIRST BK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2022 · Amount on Record
Deed Sale	Oct 25, 2022 · Amount on Record
Prior Sale	Jan 15, 2019
Deed Document Number	20221025270
Prior Transfer Date	Jan 14, 2019
Prior Transfer Doc	02335800107
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 25, 2022
Property Address	409 CARDINAL VIEW CT, GROVER, MO 63040-1724
Document Number	2022102500270
Map Reference	MB 251 PG 34&35
Instrument Date	Oct 20, 2022
Instrument	2022102500270
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3334 JOHNS CABIN RD, 3334, GLENCOE, MO 63038-2217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 CARDINAL VIEW CT, WILDWOOD, MO 63040-1724

Mortgage

Document Number	2022102500271
Date	Oct 25, 2022
Instrument	2022102500271

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	Other
Margin	3
Max Rate	9.25%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	409 CARDINAL VIEW CT, GROVER, MO 63040-1724
Document Number	0245021737
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 CARDINAL VIEW CT GROVER MO 630401724, GROVER, MO 63040-1724

Mortgage

Document Number	0245021737
Date	Dec 14, 2020
Book Page	024502/001737
Instrument	199

Lender

Name	FIRST BK MTG
Type	Mortgage Company
Address	HAZELWOOD, MO 63042

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 13, 2040

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,010 (-) Land $28,370 Building $83,640	$589,500 (-) Land $149,300 Building $440,200
2025	$7,634.00 (+7.76%)	$112,010 (+9.94%) Land $28,370 Building $83,640	$589,500 (+9.94%) Land $149,300 Building $440,200
2024	$7,084.00 (+0.08%)
2023	$7,078.00 (+9.75%)	$101,880 (+18.18%) Land $17,730 Building $84,150	$536,200 (+18.18%) Land $93,300 Building $442,900
2022	$6,449.00	$86,210 Land $17,730 Building $68,480
2021			$453,700 Land $93,300 Building $360,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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