Isanti County property record for 409 Cardinal Ct, Isanti, MN 55040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,012 sqft · built 2005 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,000 (Dec 2010) |
| Tax Bill | $3,626 (2026) |
| Deeds & Mortgages | May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16.104.0830 |
| Primary APN | 16.104.0830 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,012 sqft Heated Area |
| 1st Floor Area | 964 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 588 sqft |
| Driveway | Driveway |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 CARDINAL CT |
|---|---|
| City | ISANTI |
| State | MN |
| Zip | 55040-6278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME VILLAGES ON THE RUM FOURTH ADDN LOT 018 BLOCK 002 SUBDIVISIONCD 16104 |
| Legal Range | 023 |
| Legal Township | 035 |
| Legal Section | 30 |
| Legal Subdivision | VILLAGES ON THE RUM FOURTH ADDN |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | ISANTI MN |
| Township / Civil Division | ISANTI |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 130502 |
409 Cardinal Ct is owned by an individual who bought it in December 2010.
Source: Isanti County records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1222 CONSTANCE BLVD NE, ANDOVER, MN 55304-5311 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2010 · Amount on File |
| Deed Sale | Dec 2, 2010 · Amount on File |
| Deed Document Number | 2010969212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ISANTI MN |
| Recording Date | May 30, 2017 |
| Property Address | 409 CARDINAL CT, ISANTI, MN 55040-6278 |
| Document Number | 0000664015 |
| Instrument Date | May 30, 2017 |
| Instrument | 664015 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 CARDINAL CT ISANTI MN 550406278, ISANTI, MN 55040-6278 |
The 2026 property tax bill for 409 Cardinal Ct was $3,626.
Source: Isanti County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Isanti County |
| Municipality | Isanti City |
| Unified School District | Cambridge-Isanti Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,626.00 | $308,500 (+3.38%) Land $50,000 Building $258,500 | $308,500 (+3.38%) Land $50,000 Building $258,500 |
| 2025 | $298,400 Land $50,000 Building $248,400 | $298,400 Land $50,000 Building $248,400 | |
| 2023 | $3,578.00 (+5.67%) Homeowner's exemption | $290,500 Land $30,000 Building $260,500 | $290,500 Land $30,000 Building $260,500 |
| 2022 | $3,386.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Cardinal Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective January 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Apr 2023 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Cardinal Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Isanti serves 7,386 people · EPA ID MN1300005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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