Polk County property record for 409 Calloway Cir, Rockmart, GA 30153
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,474 sqft · built 1999 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Jun 2015) |
| Tax Bill | $2,979 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2024 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054B131 |
| Primary APN | 054B131 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,474 sqft Heated Area |
| 1st Floor Area | 902 sqft |
| 2nd Floor Area | 572 sqft |
| Basement Area | 748 sqft |
| Unfinished Basement | 748 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Area | 864 sqft |
| Porch | Slab |
| Porch Area | 288 sqft |
| Deck Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 18710 |
|---|---|
| Street Address | 409 CALLOWAY CIR |
| City | ROCKMART |
| State | GA |
| Zip | 30153-3592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 CALLOWAY EST SEC V |
| Legal Subdivision | CALLOWAY ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | POLK GA |
| Township / Civil Division | ROCKMART |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 10600 |
409 Calloway Cir is owned and occupied by an individual who bought it in June 2015.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 CALLOWAY CIR, ROCKMART, GA 30153-3592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 25, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES |
| Jul 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2015 · Amount on File |
| Deed Sale | Jun 26, 2015 · Amount on File |
| Prior Sale | May 11, 2000 · Amount on File |
| Deed Document Number | 2015947 |
| Deed Book / Page | 1550 / 480 |
| Prior Transfer Date | Oct 26, 1999 |
| Prior Transfer Doc | 0633000683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK GA |
| Recording Date | Aug 24, 2026 |
| Property Address | 409 CALLOWAY CIR, ROCKMART, GA 30153-3592 |
| Document Number | 1960000236 |
| Book / Page | 1960 / 236 |
| Instrument Date | Aug 4, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 409 CALLOWAY CIR, ROCKMART, GA 30153-3592 |
| Document Number | 1960000236, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 1960/236 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK GA |
| Property Address | 409 CALLOWAY CIR, ROCKMART, GA 30153-3592 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 409 CALLOWAY CIR, ROCKMART, GA 30153-3592 |
| Document Number | 0018900000000303 |
|---|---|
| Date | Jun 25, 2024 |
| Book Page | 0000001890/0000000303 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK GA |
| Property Address | 409 CALLOWAY CIR, ROCKMART, GA 30153-3592 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 409 CALLOWAY CIR, ROCKMART, GA 30153-3592 |
| Document Number | 0018330000000864 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 0000001833/0000000864 |
| Instrument | 002739 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 409 Calloway Cir was $2,979 with a homeowner's exemption.
Source: Polk County assessment roll, as of February 24, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Polk County |
| Municipality | Rockmart City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,979.00 Homeowner's exemption | $100,374 Land $12,000 Building $88,374 | $250,935 Land $30,000 Building $220,935 |
| 2023 | $2,155.00 (+7.8%) Homeowner's exemption | $68,733 (+12.05%) Land $10,000 Building $58,733 | $171,833 (+12.06%) Land $25,000 Building $146,833 |
| 2022 | $1,999.00 Homeowner's exemption | $61,339 Land $10,000 Building $51,339 | $153,347 Land $25,000 Building $128,347 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Calloway Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 409 Calloway Cir is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 63% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKMART serves 6,715 people · EPA ID GA2330002 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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