409 Burns Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 409 Burns Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,647 sqft · built 2013
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Apr 2024)
Tax Bill	$3,194 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`988316835535`

Property Details

APN / Parcel Number

Primary APN	`988316835535`
Alternative APN	`004993000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,647 sqft Finished Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Lot Area	7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988316835535
Street Address	409 BURNS DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-7734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 9 BLK: H SEC: 2 PL: 6 SL: 5
Legal Subdivision	OCEAN ACRES
Legal Tract	3
Legal Block	H
Legal Lot Number	9
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1064
Census Tract	970302

Owner

409 Burns Dr is owned and occupied by two individuals who bought it in April 2024.

Source: Dare County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 BURNS DR, KILL DEVIL HILLS, NC 27948-7734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · FHA Mortgage PEOPLES BANK
Mar 22, 2018	Deed of Trust, Mortgage · ARM LOCAL GOVT FCU
Mar 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2024 · Amount on File
Deed Sale	Apr 16, 2024 · Amount on File
Prior Sale	Jul 22, 2013 · Amount on File
Deed Document Number	2024700138306
Deed Book / Page	2729 / 21
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	409 BURNS DR, KILL DEVIL HILLS, NC 27948-7734
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 FRANKLIN AVE, COLONIAL HEIGHTS, VA 23834-2541

Mortgage

Document Number	0002729/23
Date	Apr 16, 2024
Book Page	2729/23
Instrument	700138307

Lender

Name	PEOPLES BANK
Type	Bank
Address	160 E MAUD AVE, MENDENHALL, MS 39114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	409 BURNS DR, KILL DEVIL HILLS, NC 27948-7734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002226/0000000497
Date	Mar 22, 2018
Book Page	0000002226/0000000497
Instrument	000700050283

Lender

Name	LOCAL GOVT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	May 1, 2023
Index	Other

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Mar 22, 2018
Property Address	409 BURNS DR, KILL DEVIL HILLS, NC 27948-7734
Document Number	2226/495
Book / Page	2226 / 495
Instrument Date	Mar 16, 2018
Instrument	000700050282
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BURNS DR, KILL DEVIL HILLS, NC 27948-7734

Tax Assessment & Valuation

The 2026 property tax bill for 409 Burns Dr was $3,194.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,194.00	$588,000 (-) Land $157,500 Building $430,500	$588,000 Land $157,500 Building $430,500
2025	$3,194.00	$588,000 Land $157,500 Building $430,500
2023	$2,658.00	$351,901 Land $87,500 Building $264,401
2020			$588,000 Land $157,500 Building $430,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Burns Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Burns Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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