409 Buffware Ct, Charleston, SC 29492 Property Records

Berkeley County property record for 409 Buffware Ct, Charleston, SC 29492

Property Summary

Property Type	Single Family Home
Details	3,592 sqft · built 2007
Lot Size	0.589 acres (25,657 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,775,000 (Oct 2025)
Tax Bill	$18,262 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Oct 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`268-14-01-007`

Property Details

APN / Parcel Number

Primary APN	`268-14-01-007`
Alternative APN	`268-00-00-048`

Interior

Stories	1 Story
Building Area	3,592 sqft Finished Area
Gross Area	6,724 sqft
1st Floor Area	3,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	25,657 sqft (0.589 acres)
Garage Area	1,976 sqft
Porch	Slab
Porch Area	1,156 sqft

Location & Zoning

Street Address	409 BUFFWARE CT
City	CHARLESTON
State	SC
Zip	29492-8212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CHARLESTON
Legal Description	ASSESSMENT DISTRICT: 023BERESFORD HALLPHASE II-B /SURVIVORSHIP
Legal Subdivision	BERESFORD HALL
Legal Phase	2
Legal Lot Number	160
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1026
Census Tract	20404

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 HAMMETT RD, CHILMARK, MA 02535-1963
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Construction Mortgage BEACH COMMUNITY BANK
Oct 15, 2025	Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Jan 16, 2015 · Amount on Record
Deed Document Number	202534673
Deed Book / Page	5353 / 81
Prior Transfer Date	Dec 15, 2014
Prior Transfer Doc	11171/0236
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Jun 18, 2026
Property Address	409 BUFFWARE CT, CHARLESTON, SC 29492-8212
Document Number	0000022000
Book / Page	5617 / 793
Instrument Date	Jun 15, 2026
Instrument	202622000
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BUFFWARE CT, CHARLESTON, SC 29492-8212

Mortgage

Document Number	0000022000,
Date	Jun 18, 2026
Book Page	5617/793
Instrument	202622000

Lender

Name	BEACH COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	379 Months
Due	Jan 1, 2058

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Oct 15, 2025
Property Address	409 BUFFWARE CT, CHARLESTON, SC 29492-8212
Document Number	05353/0081
Book / Page	5353 / 81
Map Reference	CAB Q PG 182E-184A
Instrument Date	Oct 13, 2025
Instrument	2025034673
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,615.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 HAMMETT RD, CHILMARK, MA 02535-1963

Mortgage

Document Number	2025034674
Date	Oct 15, 2025
Instrument	2025034674

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Charleston City
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,773,200 (+2,923.05%) Land $725,000 Building $1,048,200	$1,773,200 (+41.87%) Land $725,000 Building $1,048,200
2025	$18,262.00 (-1.14%)	$58,656 (-) Land $16,425 Building $42,231	$1,249,900 (-) Land $350,000 Building $899,900
2024	$18,473.00 (+8.24%)	$58,656 (+15%) Land $16,425 Building $42,231	$1,249,900 (+29.79%) Land $350,000 Building $899,900
2022	$17,067.00	$51,005 Land $10,593 Building $40,412	$963,000 Land $200,000 Building $763,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 323 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	383 units insured incl. 60 condo units
Nearby Flood Claims	10 (1989–2023)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jul 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 94% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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